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UCR for band??? Insurance question

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Wow - I haven't even had a chance to introduce myself and I already

have a question.

My Son has been referred by his Pedi for an evaluation for a band,

and I have two options, Cranial Tech and Star Cranial Center. I

would prefer to take him to Cranial Tech, however they are out of

network with my insurance company (Star is in network).

My question is this: For those of you who had a claim paid by your

insurance companies and if the service was out of network, what was

the allowed amount for the service. For example, Cranial Tech

advised that their band/treatment is $3600, what was the allowed

amount that your insurance company used to calculate your benefits.

We would have to pay a percentage of that amount, plus whatever the

difference is between the insurance allowed amount and the $3600.

We have an appointment set with Cranial Tech on Friday, but I need to

know what the allowed will be in order to decide which one is the

better choice financially.

Thanks in Advance -

Maile

Mom to Kaden, 6 months

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