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Re: Federal Insurance for BPD/DS/SATIVA

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Siri was looking for confirmation that Fed. Blue does

in fact cover WLS. I don't think she was looking to

change coverage. Fed Blue covers the procedure

at either 90 or 95% (Std. vs. Hight Option).

It seems to me that ALL Federal plans are required

to cover the procedure. Therefore, a person's choice

of what to choose should be based on factors other

than simply WLS. I myself chose Fed Blue - High Option

for prescription meds. I went ahead and had my

surgery and it was paid IN FULL within 6 weeks.

As long as the insurance another person already has

is good for this procedure, I don't see the point in

recommending that person change to have the same

insurance as one who has gone before. I say this

because our insurance choices need to cover ALL our

health care needs, not just surgery.

gobo

> Bright Blessings:

>

> Mailhandlers will pay for the BPD/DS, that's who I had and still

carry

>

> GEHA will also pay.

>

> It's almost open season, and time to change insurances or check the

changes

> in coverage on the one you are carrying.

>

> If you know who your surgeon is going to be, call them and ask them

what

> insurance is covering their procedure. That's what I did before I

switched

> to Mailhandlers. Once you find the right insurance, get the

highest

> covereage that they have so you have lots less co-pays and

deductables. I

> like Mailhandlers except w/the family low option, I have to hit

$600.00 in

> deductables before they pay for a thing, including prescriptions.

But, I

> have Champus as secondary and get " free " medication at the local

Naval

Clinic

> in Port Hueneme.

>

> So, check out all the new booklets, they should be available in

mid-November.

>

> Blessed Be

>

> Cat Woman

>

>

>

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