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Re:ins that isn't

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In a message dated 10/20/01 2:38:48 AM Eastern Daylight Time,

duodenalswitch writes:

<< This Agreement constitutes the entire agreement

between Member and FAM. THERE ARE NO WARRANTIES

EXPRESS OR IMPLIED OTHER THAN EXPRESSLY STATED HEREIN. >>

What a bunch of BS! There are NO Warranties, period! All they are saying

is, give us your money and we will give you a limited list of participating

physicians who may or may not accept our lower fees and if they don't then

you will have to pay them what they want. If you over-pay, we will " try " to

get your over-payment back. And if they are no longer a member of our " group "

we will not tell you, it is up to you to find out before you go to the Dr.

And if you need to go to the hospital, you must give the hospital a deposit

of $1000 PER DAY that you will be in the hospital.

etc. etc. etc. You are paying $49 a month for NOTHING as far as I am

concerned!

Carole

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