Guest guest Posted July 10, 2009 Report Share Posted July 10, 2009 We just banded our son at CT in Texas 3 weeks ago. No insurance coverage. Cost was $3600 or $3300 if you paid in full up front. Jill > > i have read some stuff online but i'd like someone who's been thru this to help me out please!!! i am new to this board and i have made an appt for my son for monday morning. i called bcbs yesterday just to see what they would cover adn she told me $600 MAX!!! i find that appalling. i was just curious if anyone with this insurance actually got them to approve more than the $600. > > also, if you pay upfront don't they give you some kind of discount? > what is the actual price and then what would the discount price be?? > > thanks for any help with this matter! > -sarah > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 10, 2009 Report Share Posted July 10, 2009 Ditto on the cost. Still not sure about insurance. Joyce Plagiocephaly From: jillmckay@...Date: Fri, 10 Jul 2009 18:25:15 +0000Subject: Re: insurance and price question about DOC band We just banded our son at CT in Texas 3 weeks ago. No insurance coverage. Cost was $3600 or $3300 if you paid in full up front. Jill >> i have read some stuff online but i'd like someone who's been thru this to help me out please!!! i am new to this board and i have made an appt for my son for monday morning. i called bcbs yesterday just to see what they would cover adn she told me $600 MAX!!! i find that appalling. i was just curious if anyone with this insurance actually got them to approve more than the $600.> > also, if you pay upfront don't they give you some kind of discount? > what is the actual price and then what would the discount price be??> > thanks for any help with this matter!> -sarah> Windows Live™ SkyDrive™: Get 25 GB of free online storage. Get it on your BlackBerry or iPhone. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 10, 2009 Report Share Posted July 10, 2009 Hi, I just went through the whole insurance not covering with my son and it sucks!! If BCBS is saying $600 max then trust me that's all your going to get. I work at a hospital working the insurance claims for multiple insurance payers so I know how they work. The total cost for my sons doc band was $3600 which included everything, follow up appts, dsi imaging, and the actual fitting. My husband is in the military so they gave us a $600 discount if we could pay the rest $3000 up front. Luckly I have an amazing job that got wind of my situation that insurance denied the claim and I just didn't have $3000 so they offered to pay for all my sons medical expenses dealing with the doc band. If you can't pay up front you can try and apply for care credit. It's a loan that is stricly for medical expenses and most place offer a deal that if you pay it off within a year its no intrest however if you don't pay it off in a year the intrest is crazy like 13.9% or something. My son got his band on Monday and he is adjusting well, he is 4 months. I just got a sponge bob square pants theme painted on the band and it looks great!! Well best of luck and if you have any question just ask!! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 11, 2009 Report Share Posted July 11, 2009 We also had no coverage (exclusion) and our DOCBand was $3k (military discount).On Fri, Jul 10, 2009 at 1:25 PM, jillmckay@... <jillmckay@...> wrote: We just banded our son at CT in Texas 3 weeks ago. No insurance coverage. Cost was $3600 or $3300 if you paid in full up front. Jill > > i have read some stuff online but i'd like someone who's been thru this to help me out please!!! i am new to this board and i have made an appt for my son for monday morning. i called bcbs yesterday just to see what they would cover adn she told me $600 MAX!!! i find that appalling. i was just curious if anyone with this insurance actually got them to approve more than the $600. > > also, if you pay upfront don't they give you some kind of discount? > what is the actual price and then what would the discount price be?? > > thanks for any help with this matter! > -sarah > Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.