Guest guest Posted October 22, 2009 Report Share Posted October 22, 2009 Peggy Mepron put me in the donut hole by mid January Cellcept put me in the catastrophic phase by mid February this is the first year that i had this happen then it starts all over again january 1st Pink Joyce R (IPF 3/06) IFA 5/09 Pennsylvania Donate Life Listed 1/09 Inactive 4/09 www.transplantfund.org--- Subject: Re: Canadian PharmaciesTo: Breathe-Support Date: Wednesday, October 21, 2009, 8:53 PM PeggyThe doughnut hole pertains to medications. After the total amount spentfor drugs by both your insurance and you tops $2700 then you have to payout of pocket until you've paid a total out of pocket for the year of$4350.25. You aren't taking many meds but one expensive brand name drugwill push one beyond the $2700. For instance, my Nexium is over $300 permonth so if I took no other drugs at all I'd be there by September.Tracleer will take you into the doughnut hole in just barely over onemonth. Revatio will take you there in three months. Many of us takeexpensive drugs for which there is no generic. Even my generics areexpensive and lead toward the doughnut hole quickly.>>> Barbara...no, I cannot recommend a Canadian pharmacy but I sure> empathize with you about the donut hole. I fell threw that blasted> hole last year and just about depleted our savings! I sure hope it> doesn't happen again this year.> MamaSher; 71, IPF 3-2006, OR.> Don't fret about tomorrow, God is already there!> Canadian Pharmacies>>> My husband has hit the dreaded donut hole, which leads me to> wondering about using a Canadian Pharmacy for some of his meds. Can> anyone recommend an online pharmacy that they use and are happy with?> I would appreciate any info. You can email me directly if you prefer.>> Thanks,> B> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 22, 2009 Report Share Posted October 22, 2009 it is possible to get assistance with some of these meds -- but you really have to be at poverty level we looked into it Pink Joyce R (IPF 3/06) IFA 5/09 Pennsylvania Donate Life Listed 1/09 Inactive 4/09 www.transplantfund.org--- Subject: Re: Canadian PharmaciesTo: Breathe-Support Date: Wednesday, October 21, 2009, 8:53 PM PeggyThe doughnut hole pertains to medications. After the total amount spentfor drugs by both your insurance and you tops $2700 then you have to payout of pocket until you've paid a total out of pocket for the year of$4350.25. You aren't taking many meds but one expensive brand name drugwill push one beyond the $2700. For instance, my Nexium is over $300 permonth so if I took no other drugs at all I'd be there by September.Tracleer will take you into the doughnut hole in just barely over onemonth. Revatio will take you there in three months. Many of us takeexpensive drugs for which there is no generic. Even my generics areexpensive and lead toward the doughnut hole quickly.>>> Barbara...no, I cannot recommend a Canadian pharmacy but I sure> empathize with you about the donut hole. I fell threw that blasted> hole last year and just about depleted our savings! I sure hope it> doesn't happen again this year.> MamaSher; 71, IPF 3-2006, OR.> Don't fret about tomorrow, God is already there!> Canadian Pharmacies>>> My husband has hit the dreaded donut hole, which leads me to> wondering about using a Canadian Pharmacy for some of his meds. Can> anyone recommend an online pharmacy that they use and are happy with?> I would appreciate any info. You can email me directly if you prefer.>> Thanks,> B> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 23, 2009 Report Share Posted October 23, 2009 I did check the patient assistance program, i do not qualify, when these meds put me in the poorhouse, then i will qualify Pink Joyce R (IPF 3/06) IFA 5/09 Pennsylvania Donate Life Listed 1/09 Inactive 4/09 www.transplantfund.org--- Subject: Re: Re: Canadian PharmaciesTo: Breathe-Support Date: Thursday, October 22, 2009, 6:30 PM Hi Pink, i am on Cellcept too. About two months ago we were told that the insurance would not pay for my meds for the rest of the year. We aplied for the Roche patient Assistance program, the whole process took like a month and now i am receiving Cellcept at no cost. Check on the Roche website, check the patient assistance program. From: Bruce <brucemoreland@ gmail.com>Subject: Re: Canadian PharmaciesTo: Breathe-Support@ yahoogroups. comDate: Wednesday, October 21, 2009, 8:53 PM PeggyThe doughnut hole pertains to medications. After the total amount spentfor drugs by both your insurance and you tops $2700 then you have to payout of pocket until you've paid a total out of pocket for the year of$4350.25. You aren't taking many meds but one expensive brand name drugwill push one beyond the $2700. For instance, my Nexium is over $300 permonth so if I took no other drugs at all I'd be there by September.Tracleer will take you into the doughnut hole in just barely over onemonth. Revatio will take you there in three months. Many of us takeexpensive drugs for which there is no generic. Even my generics areexpensive and lead toward the doughnut hole quickly.>>> Barbara...no, I cannot recommend a Canadian pharmacy but I sure> empathize with you about the donut hole. I fell threw that blasted> hole last year and just about depleted our savings! I sure hope it> doesn't happen again this year.> MamaSher; 71, IPF 3-2006, OR.> Don't fret about tomorrow, God is already there!> Canadian Pharmacies>>> My husband has hit the dreaded donut hole, which leads me to> wondering about using a Canadian Pharmacy for some of his meds. Can> anyone recommend an online pharmacy that they use and are happy with?> I would appreciate any info. You can email me directly if you prefer.>> Thanks,> B> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 24, 2009 Report Share Posted October 24, 2009 It sure is a shock, Roxanne! Come to think of it, I went on disability this year too & didn't pay much in taxes. So guess we're both going to be a lot like Sher said. If we don't owe taxes, we don't get any refunds to help pay our costs. (Guess I'm a bit slow to catch on these days, folks. Sorry.) I'm finally starting to understand what we're all up against. Can somebody please explain to me why people are against national health care? Is it because they're afraid to be stuck like I am w/my insurance HMO -- not allowed to choose my own doctors? Cees, S Calif PF 10/08 > > > > > > > > > > > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure > > > > empathize with you about the donut hole. I fell threw that blasted > > > > hole last year and just about depleted our savings! I sure hope it > > > > doesn't happen again this year. > > > > MamaSher; 71, IPF 3-2006, OR. > > > > Don't fret about tomorrow, God is already there! > > > > Canadian Pharmacies > > > > > > > > > > > > My husband has hit the dreaded donut hole, which leads me to > > > > wondering about using a Canadian Pharmacy for some of his meds. Can > > > > anyone recommend an online pharmacy that they use and are happy with? > > > > I would appreciate any info. You can email me directly if you prefer.. > > > > > > > > Thanks, > > > > B > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2009 Report Share Posted October 25, 2009 Hi Pink,Yes, its us in the middle that disturbs me most!  The very poor can get medicaid and the irresponsible go to emergency rooms for free!  Those of us who try to do the right thing, pay through the nose for insurance and between the premiums, co-pays, not covered and out of pocket expenses we find ourselves heading to the poor house when we get sick.  It just isn't right.  There is no excuse for an elderly couple who has worked hard all their lives and put together what they thought was a nice nest egg for retirement, to suddenly find themselves ill and depleted savings to pay for medical cost. Roxanne, 59, South Carolina 2006 Asthma/ PF 2008 PF/ Sarcoidosis/Gerd I pray you enough..... From: ceesnews <ceesnews (AT) yahoo (DOT) com>Subject: Re: Canadian PharmaciesTo: Breathe-Support@ yahoogroups. comDate: Saturday, October 24, 2009, 6:46 PM  It sure is a shock, Roxanne! Come to think of it, I went on disability this year too & didn't pay much in taxes. So guess we're both going to be a lot like Sher said. If we don't owe taxes, we don't get any refunds to help pay our costs. (Guess I'm a bit slow to catch on these days, folks. Sorry.) I'm finally starting to understand what we're all up against. Can somebody please explain to me why people are against national health care? Is it because they're afraid to be stuck like I am w/my insurance HMO -- not allowed to choose my own doctors?Cees, S CalifPF 10/08> > > >> > > >> > > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure> > > > empathize with you about the donut hole. I fell threw that blasted> > > > hole last year and just about depleted our savings! I sure hope it> > > > doesn't happen again this year.> > > > MamaSher; 71, IPF 3-2006, OR.> > > > Don't fret about tomorrow, God is already there!> > > > Canadian Pharmacies> > > >> > > >> > > > My husband has hit the dreaded donut hole, which leads me to> > > > wondering about using a Canadian Pharmacy for some of his meds. Can> > > > anyone recommend an online pharmacy that they use and are happy with?> > > > I would appreciate any info. You can email me directly if you prefer..> > > >> > > > Thanks,> > > > B> > > >> > >> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2009 Report Share Posted October 25, 2009 Joyce, Since you live in Pennsylvania can you tell me how you calculate your electricity usage from the concentrator for taxes. AB From: ceesnews <ceesnews (AT) yahoo (DOT) com>Subject: Re: Canadian PharmaciesTo: Breathe-Support@ yahoogroups. comDate: Saturday, October 24, 2009, 2:12 AM I'm wondering if you all are deducting your prescriptions, insurance, etc. on your U.S. taxes. I deducted almost $11,000 in medical bills on last year's income tax return & ended up getting a refund of all the federal taxes I paid thru work.It's not all deductible though. They only let us deduct the amount we spend that's over 2% of our income (I think that's the figure).And I'm not 100% sure, but I think prescriptions purchased outside the country can't be deducted. I filed my taxes late w/TurboTax, so it hasn't been that long since I read it, but I don't always trust my memory these days.Don't know if this helps anyone with the "donut hole," since I'm not on Medicare & don't really understand it. But I was curious since no one mentioned it.Cees, S CalifPF 10/08> >> >> > Barbara...no, I cannot recommend a Canadian pharmacy but I sure> > empathize with you about the donut hole. I fell threw that blasted> > hole last year and just about depleted our savings! I sure hope it> > doesn't happen again this year.> > MamaSher; 71, IPF 3-2006, OR.> > Don't fret about tomorrow, God is already there!> > Canadian Pharmacies> >> >> > My husband has hit the dreaded donut hole, which leads me to> > wondering about using a Canadian Pharmacy for some of his meds. Can> > anyone recommend an online pharmacy that they use and are happy with?> > I would appreciate any info. You can email me directly if you prefer.> >> > Thanks,> > B> >> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2009 Report Share Posted October 25, 2009 Adrienne You take the amount of watts your concentrator is rated to use on average. That information is available on the website of the manufacturer and/or other sites. Then you multiply that by the usage. Then you multiply that by your average cost of electricity which you can get from your electric bill. So, here's an example: Lets say I have an older concentrator that uses on average 500 watts. I'm going to say I use it on average 20 hours per day. So my usage in a year is 500 x 20 x 365 days. That is 3,650,000 watts or usage or 3650 kilowatt hours. Now if my cost of electricity was 13 cents per kilowatt hour then my total cost per year of electricity to operate my concentrator would be $474.50. That would be the amount that would be deductible. > > > > > > > > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure > > > empathize with you about the donut hole. I fell threw that blasted > > > hole last year and just about depleted our savings! I sure hope it > > > doesn't happen again this year. > > > MamaSher; 71, IPF 3-2006, OR. > > > Don't fret about tomorrow, God is already there! > > > Canadian Pharmacies > > > > > > > > > My husband has hit the dreaded donut hole, which leads me to > > > wondering about using a Canadian Pharmacy for some of his meds. Can > > > anyone recommend an online pharmacy that they use and are happy with? > > > I would appreciate any info. You can email me directly if you prefer. > > > > > > Thanks, > > > B > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2009 Report Share Posted October 25, 2009 Bruce, Thanks for the information. I'll try the calculations and see what I come up with and if my tax preparer goes along with it. AB Subject: Re: Canadian PharmaciesTo: Breathe-Support Date: Sunday, October 25, 2009, 2:48 PM AdrienneYou take the amount of watts your concentrator is rated to use onaverage. That information is available on the website of themanufacturer and/or other sites. Then you multiply that by the usage.Then you multiply that by your average cost of electricity which you canget from your electric bill.So, here's an example:Lets say I have an older concentrator that uses on average 500 watts.I'm going to say I use it on average 20 hours per day. So my usage in ayear is 500 x 20 x 365 days. That is 3,650,000 watts or usage or 3650kilowatt hours. Now if my cost of electricity was 13 cents per kilowatthour then my total cost per year of electricity to operate myconcentrator would be $474.50. That would be the amount that would bedeductible.> > >> > >> > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure> > > empathize with you about the donut hole. I fell threw that blasted> > > hole last year and just about depleted our savings! I sure hope it> > > doesn't happen again this year.> > > MamaSher; 71, IPF 3-2006, OR.> > > Don't fret about tomorrow, God is already there!> > > Canadian Pharmacies> > >> > >> > > My husband has hit the dreaded donut hole, which leads me to> > > wondering about using a Canadian Pharmacy for some of his meds.Can> > > anyone recommend an online pharmacy that they use and are happywith?> > > I would appreciate any info. You can email me directly if youprefer.> > >> > > Thanks,> > > B> > >> >> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2009 Report Share Posted October 25, 2009 Adrienne There is no " going along with it. " It is very clearly stated in IRS regulations and instructions. If he questions it, I'll be glad to pull the appropriate section for you. However, honestly, if your tax provider questions that then he's probably missing other things too. I'd advise everyone to look at the publication on deductible medical expenses themselves as there are many things deductible you don't normally think about and your tax advisor may not think to ask. > > > > > > > > > > > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure > > > > empathize with you about the donut hole. I fell threw that blasted > > > > hole last year and just about depleted our savings! I sure hope it > > > > doesn't happen again this year. > > > > MamaSher; 71, IPF 3-2006, OR. > > > > Don't fret about tomorrow, God is already there! > > > > Canadian Pharmacies > > > > > > > > > > > > My husband has hit the dreaded donut hole, which leads me to > > > > wondering about using a Canadian Pharmacy for some of his meds. > Can > > > > anyone recommend an online pharmacy that they use and are happy > with? > > > > I would appreciate any info. You can email me directly if you > prefer. > > > > > > > > Thanks, > > > > B > > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2009 Report Share Posted October 26, 2009 More than 7.5% of your gross income Dyane Phoenix ipf 02 > > > > > > > > > Barbara...no, I cannot recommend a Canadian pharmacy but I sure > > > empathize with you about the donut hole. I fell threw that blasted > > > hole last year and just about depleted our savings! I sure hope it > > > doesn't happen again this year. > > > MamaSher; 71, IPF 3-2006, OR. > > > Don't fret about tomorrow, God is already there! > > > Canadian Pharmacies > > > > > > > > > My husband has hit the dreaded donut hole, which leads me to > > > wondering about using a Canadian Pharmacy for some of his meds. Can > > > anyone recommend an online pharmacy that they use and are happy with? > > > I would appreciate any info. You can email me directly if you prefer. > > > > > > Thanks, > > > B > > > > > > Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.