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Insurance Companies

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Well, I have just about had it with insurance companies! Am I not alone

here?? LOL

We all know the games that they play and how maddening they can be, but I

have run into something new. Maybe it's routine, but I have never dealt with

it.

I received a letter yesterday telling me basically that I have done

everything right with my upcoming surgery. I am going to a covered provider

and they listed what I was having done, the dr etc. Then they added another

paragraph.

They said even though I had done everything right, they couldn't guarantee

payment of claims. What is that??? They said that there might be somethings

that won't be covered and that when it goes to the review for payment it

might not have been deemed necessary. Oh it went on giving all the reasons

that they might not pay, but never said specifically what they were.

Covering their butt in case they don't want to pay the BIG bill.

I think this is uncalled for by sending it a week or two before someone has

surgery. Hey, I would prefer to know after. LOL A lot less worrying. I

will call tomorrow and see if they can be more specific, but I doubt they

will. LOL

Just wondered if anyone has ever ran into this problem. I thought if you

were approved that it was all covered. Now they are saying it might be a pre

existing condition, etc. Geez..... where's the doc's that came to your

house??? LOL

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