Network Benefits Review a Success

[Guest guest]

I am so excited. We submitted paperwork from the pediatrician, chart notes and

photos from CT and a personal letter to my insurance provider and the very next

day we received great news. Instead of paying out of network rates (a $3,000

deductible then 50%) we get the in-network rate of a $1,500 deductible (which

we've almost reached) and they kick in 80% beyond that. So huge cost savings

for us. CT was a great help and I feel bad for doubting them. They were

wonderful and very helpful in submitting the paperwork. I did not know what to

write in my letter so I just made it personal and included reasons why I wanted

my son to be seen there (ie reasons why they stood out over other orthotic

companies). I also noted someone I personally knew that was covered by them

100%, trying to make a case of discrimination in a way I suppose. It was a

stressful process especially juggling my 3 kids this week and I stayed up really

late going over the sample letters on the cappskids website. In the end I just

decided they were too technical because I wasn't trying to make the case for it

being covered but rather the % that was covered. So I just decided to tell our

story. So if that helps with anyone in my situation, know that success can be

achieved!!! Yeah! CT was very happy for us too. They like it when they win the

insurance battles.