Re: Insurance company:UnitedHealthCare

[Guest guest]

I have United Health Care and I called their medical management

number...got it from the customer service department...and was given

a tentative verbal ok with a possible review. They said they would

have to speak with Dr. R. on the phone to hear his opinion about my

needing this surgery. I have a BMI of about 60 with two co morbids so

I don't think that will be a problem.

Unfortunately, I think Dr. R. is out of network so I have to

pick up those extra costs (20%).

I think Insurance companies have different plans for

different companies. My union negotiated fantastic benefits. I could

get liver and heart transplants if i needed them... but of course, I

still haven't heard from the office after I submitted my online form

over a week ago...and that's where the rubber meets the road.

United Health told me that I have great coverage so there will

probably be minimal probs. You really need to call them, check

your benefits book (mine only excludes gastric balloon surgery)

and

see what is specific for your employer.

in Denver CO.

350#

> Hello all of you wonderful people. My name is and I am 23

and

I am

> from Boone and I am pre-op.(God that was alot of I am's). I was

just

> emailing everyone to find out if any body has been approved by

> UnitedHealthCare, or has had any problems? I just sent in my

information and

> was wondering what to expect. I know all insurance policies are

different,

> but I am having a hard time getting it off of my mind. So please

help me and

> give me some input on what to expect. Thank you all so very much.

>

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[Guest guest]

Thank you for the input. I will call the medical management number today. I

sent my information into the care coordination dept. I haven't heard word

back. I will keep you posted though on the status of my approval if you

would do the same. I look forward to hearing from you again.....

>From: divine_goddess@...

>Reply-To: MiniGastricBypass (AT) egroups (DOT) com

>To: MiniGastricBypass (AT) egroups (DOT) com

>Subject: Re: Insurance company:UnitedHealthCare

>Date: Tue, 03 Oct 2000 07:10:50 -0000

>

>I have United Health Care and I called their medical management

> number...got it from the customer service department...and was given

> a tentative verbal ok with a possible review. They said they would

>have to speak with Dr. R. on the phone to hear his opinion about my

>needing this surgery. I have a BMI of about 60 with two co morbids so

>I don't think that will be a problem.

>

> Unfortunately, I think Dr. R. is out of network so I have to

>pick up those extra costs (20%).

>

> I think Insurance companies have different plans for

>different companies. My union negotiated fantastic benefits. I could

>get liver and heart transplants if i needed them... but of course, I

>still haven't heard from the office after I submitted my online form

>over a week ago...and that's where the rubber meets the road.

>

> United Health told me that I have great coverage so there will

> probably be minimal probs. You really need to call them, check

> your benefits book (mine only excludes gastric balloon surgery)

>and

> see what is specific for your employer.

>

> in Denver CO.

> 350#

>

>

>

> > Hello all of you wonderful people. My name is and I am 23

>and

>I am

> > from Boone and I am pre-op.(God that was alot of I am's). I was

>just

> > emailing everyone to find out if any body has been approved by

> > UnitedHealthCare, or has had any problems? I just sent in my

>information and

> > was wondering what to expect. I know all insurance policies are

>different,

> > but I am having a hard time getting it off of my mind. So please

>help me and

> > give me some input on what to expect. Thank you all so very much.

> >

>______________________________________________________________________

>___

> > Get Your Private, Free E-mail from MSN Hotmail at

>http://www.hotmail.com.

> >

> > Share information about yourself, create your own public profile at

> > http://profiles.msn.com.

>

>

>

[Guest guest]

Check to see what your stop-loss or Maximum out-of-pocket expenses are. You may

not

end up paying an actual 20%.

Tricia in iL

divine_goddess@... wrote:

>

> Unfortunately, I think Dr. R. is out of network so I have to

> pick up those extra costs (20%).

>

[Guest guest]

It's $300 co pay then the first $3000. If costs are reaonable to

the area they will pick them up 100%

,

>

> >

> > Unfortunately, I think Dr. R. is out of network so I have

to

> > pick up those extra costs (20%).

> >