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Insurance Question

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My youngest daughter recently got her helmet. Our insurance compnay,

Blue Cross/Blue Shield of New England paid for 80% of the cost and we

paid for 20%. How can I get my insurance company to pay for the entire

100%? How can I appeal this? My oldest daughter needed a helmet as well

and the insurance company paid for it in full back in 2006. (I am

aware that I am lucky our insurance co. will pay for any portion, it's

just very hard for my husband and I fiancially right now.) Any advice

and information would be greatly appreciated!

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