Insurance coverage for reconstructive surgery

[Guest guest]

Hi all...

Have a couople of questions re: insurance coverage and reconstructive

surgery.

Will probably have to switch insurances due to my pcp not accepting

my current plan, United Healthcare... so have a choice between Aetna

and BCBS of Illinois --- both HMOs.

Questions is this.... has anyone dealt with either of these two

insurances in regards to reconstructive surgery (hoping to have panni

done this next year)? If so, any problems dealing with HMOs, or

would it be better to stick w/ a POS plan (United) and go out-of-

network in order to keep same pcp?

Any help would be appreciated!!

Cindy (CinBurr)

RNY May 2001

551/300/180ish