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Hello,

I am new to the group and have spent hours reading posts. I have finally

decided to just ask my question.

We live in the Dallas, TX area and went to Cranial Tech. this past week. They

determined that our 4 month old daughter needs a band. We have spoken to our

insurance (UHC) and found that CT is considered out of network and we don't have

any out of network coverage. UHC is sending us two other in network providers

(hanger & starband). I have read mixed reviews on these two providers and have

only read positive reviews for CT.

We really want to go to CT because after all, this is what they specialize in

but the cost is kind of a lot right now. We were told that we could go through

the appeals process with UHC. My question is why would they approve our case if

in fact there are 2 other in network providers? Also, has anyone gone through

the appeals process? What will I need to provide?

Any information would be greatly appreciated.

Thanks,

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