Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Luna, I'm so happy for you!!!!! Things have a way of working out.This is really great news. Jen > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Wow, that is brilliant, my buddy is back! I certainly jumped the gun thinking you were cancelling didn't I! Now I will have someone to whinge to about this when we get it done. You can tell me what to expect. If only we knew that things would work out to save worry time! Congratulations. Suzy str8teeth4me <no_reply > wrote: Guess what?! I took the afternoon off to go around to different banks and lenders, and the first bank I went to approved my request for a loan, no problem! Can you believe it? After all my stress and worry? They were happy to loan me the money, at a reasonable interest rate -- in fact, she was trying to get me to borrow the full $6,300 from them instead of just the partial $4,000 (since my credit union is loaning me $2,500). Of course, the paperwork won't be final for a few days, but she didn't seem to think there would be any problem. I guess I had just assumed that since my credit union, which I've had a good relationship with for 8 years, wouldn't loan me enough, that nobody else would, either. I knew my credit wasn't great -- but she pulled my credit report right there, and it wasn't nearly as bad as I thought. My score is in the middle range, which she said was average. Maybe this is all just practice for buying a home in a few years? I do need to clean up a few things on my credit report, and doing so now will help me get the best interest rate possible on a future mortgage. Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry I made such a fuss. Luna --------------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 LUNA!!! I'm am sooooo happy for you! This is the best news I've heard in a while ) Wahoo!!! Go celebrate or something - maybe a nice juicy steak for me? -becky Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Luna, It's time to celebrate! I am so so happy for you!! 3 cheers for Luna! Hip hip horay! Hip hip horay! and a BIG Hip hip horay! Great job! > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna > > > > > --------------------------------- > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Luna, YIPEEEEEEEEEEEEEEEEEEEEE!!! I am so pleased for you!! Excellent excellent news! Now you can concentrate on the countdown until surgery. Oh I'm just so happy that things turned out well for you. You deserved it. Sara Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Luna Baby, I am sooo Happy for you! I am so glad you had the tenacity to keep trying. I know this hasn't been easy on you. You have nothing to be sorry about. In fact, now you an axperience in finding resolution to this particular problem, which you will now be able to share with others going throught the same thing. Things do happen for a reason. Someone's gonna need your advice. Fay > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Oh, Luna, I'm so relieved that you were able to find a bank to loan you the money. I was so concerned - you have been in my thoughts. Even though I've never met you, I feel you are one of my friends and am concerned for your wellbeing. (I guess that may sound corny, but that's how I feel.) So, it's off to surgery on schedule for you - what tremendous relief and joy you must be feeling! ~~ your Idaho friend, Diane > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Hi Luna! That is fantastic news! Now you don't have to wait, your friend is coming for a good reason, and you even get a good interest rate! YEAH!!! I am glad everything worked out great for you. Fran > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2005 Report Share Posted June 21, 2005 Everyone: Thank you for sharing in my joy; I am so touched by all your comments. Wow, you guys really care! :-) Now I'm back to the excitement of planning for surgery and Seattle. Got lots to get ready. I had been so hopeless over the past week that I hardly got anything done around the house. I was so happy this afternoon that I went out and pulled a bunch of weeds. I can actually see my flowers now! Thanks again, everyone, I really appreciate your support. Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2005 Report Share Posted June 22, 2005 Luna, I just wanted to chime in with the rest of the gang and give you my congratulations. I've been thinking about you and praying for you. I guess it's true ... you shouldn't worry until there is something to worry about. And it would seem ... you have NOTHING to worry about!!! Full speed ahead! All the best, Carol > Guess what?! I took the afternoon off to go around to different banks > and lenders, and the first bank I went to approved my request for a > loan, no problem! > > Can you believe it? After all my stress and worry? They were happy to > loan me the money, at a reasonable interest rate -- in fact, she was > trying to get me to borrow the full $6,300 from them instead of just > the partial $4,000 (since my credit union is loaning me $2,500). Of > course, the paperwork won't be final for a few days, but she didn't > seem to think there would be any problem. > > I guess I had just assumed that since my credit union, which I've had > a good relationship with for 8 years, wouldn't loan me enough, that > nobody else would, either. > > I knew my credit wasn't great -- but she pulled my credit report right > there, and it wasn't nearly as bad as I thought. My score is in the > middle range, which she said was average. > > Maybe this is all just practice for buying a home in a few years? I do > need to clean up a few things on my credit report, and doing so now > will help me get the best interest rate possible on a future mortgage. > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm sorry > I made such a fuss. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2005 Report Share Posted June 22, 2005 Actually I am STILL worrying -- even though I probably have no reason to. Here's another interesting part of the story that I didn't share yesterday: The loan officer was this really nice woman. She asked me what I was studying in grad school -- creative writing -- and then asked what kind of writing I wanted to do -- freelancing for magazines -- and then told me her sister is a staff writer for Better Homes & Gardens. So while I was sitting there, she emailed her sister and asked how I might do some writing for the magazine. Today she called and left me a message -- my stomach sank -- I thought she was going to say, " Sorry, can't do the loan after all " -- but she said she needed to know what topics I'm interested in writing about and her sister will give me the appropriate editor's contact info. I am reluctant to get my hopes up. But this could be REALLY cool. :-) Luna > > Guess what?! I took the afternoon off to go around to different > banks > > and lenders, and the first bank I went to approved my request for a > > loan, no problem! > > > > Can you believe it? After all my stress and worry? They were happy > to > > loan me the money, at a reasonable interest rate -- in fact, she was > > trying to get me to borrow the full $6,300 from them instead of just > > the partial $4,000 (since my credit union is loaning me $2,500). Of > > course, the paperwork won't be final for a few days, but she didn't > > seem to think there would be any problem. > > > > I guess I had just assumed that since my credit union, which I've > had > > a good relationship with for 8 years, wouldn't loan me enough, that > > nobody else would, either. > > > > I knew my credit wasn't great -- but she pulled my credit report > right > > there, and it wasn't nearly as bad as I thought. My score is in the > > middle range, which she said was average. > > > > Maybe this is all just practice for buying a home in a few years? I > do > > need to clean up a few things on my credit report, and doing so now > > will help me get the best interest rate possible on a future > mortgage. > > > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm > sorry > > I made such a fuss. > > > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2005 Report Share Posted June 22, 2005 what a wonderfully kind lady Luna, almost like a guardian angel or fairy godmother:-) Sara > > > Guess what?! I took the afternoon off to go around to different > > banks > > > and lenders, and the first bank I went to approved my request for a > > > loan, no problem! > > > > > > Can you believe it? After all my stress and worry? They were happy > > to > > > loan me the money, at a reasonable interest rate -- in fact, she was > > > trying to get me to borrow the full $6,300 from them instead of just > > > the partial $4,000 (since my credit union is loaning me $2,500). Of > > > course, the paperwork won't be final for a few days, but she didn't > > > seem to think there would be any problem. > > > > > > I guess I had just assumed that since my credit union, which I've > > had > > > a good relationship with for 8 years, wouldn't loan me enough, that > > > nobody else would, either. > > > > > > I knew my credit wasn't great -- but she pulled my credit report > > right > > > there, and it wasn't nearly as bad as I thought. My score is in the > > > middle range, which she said was average. > > > > > > Maybe this is all just practice for buying a home in a few years? I > > do > > > need to clean up a few things on my credit report, and doing so now > > > will help me get the best interest rate possible on a future > > mortgage. > > > > > > Anyway, I'm so, so relieved. Thank you for bearing with me; I'm > > sorry > > > I made such a fuss. > > > > > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2005 Report Share Posted June 22, 2005 Hi Luna, I am so glad it worked out for you. Hey, when you get to Seattle, give a post! I live just outside of Tacoma, which is really close. We spend a lot of time at Bel Harbor Marina downtown Seattle during the summer. It is a popular guest moorage point right near Pikes Place Market. Congratulations again! Hugs, Fran > Everyone: Thank you for sharing in my joy; I am so touched by all your > comments. Wow, you guys really care! :-) > > Now I'm back to the excitement of planning for surgery and Seattle. > Got lots to get ready. I had been so hopeless over the past week that > I hardly got anything done around the house. I was so happy this > afternoon that I went out and pulled a bunch of weeds. I can actually > see my flowers now! > > Thanks again, everyone, I really appreciate your support. > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 23, 2005 Report Share Posted June 23, 2005 Hi Fran, will do. I think my hotel will have Internet access. I'm staying very close to Pike Place Market. My pre-surgery schedule is very busy with my cousin who lives in Olympia and my friend flying out the day before the surgery. But maybe after surgery we could hang out, if I'm feeling up to it and you're available. L > > Everyone: Thank you for sharing in my joy; I am so touched by all > your > > comments. Wow, you guys really care! :-) > > > > Now I'm back to the excitement of planning for surgery and Seattle. > > Got lots to get ready. I had been so hopeless over the past week that > > I hardly got anything done around the house. I was so happy this > > afternoon that I went out and pulled a bunch of weeds. I can actually > > see my flowers now! > > > > Thanks again, everyone, I really appreciate your support. > > > > Luna Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 23, 2005 Report Share Posted June 23, 2005 You got it! Just let me know! Hugs, Fran In orthognathicsurgerysupport , str8teeth4me <no_reply@y...> wrote: > Hi Fran, will do. I think my hotel will have Internet access. I'm > staying very close to Pike Place Market. My pre-surgery schedule is > very busy with my cousin who lives in Olympia and my friend flying out > the day before the surgery. But maybe after surgery we could hang out, > if I'm feeling up to it and you're available. L > > > > > > Everyone: Thank you for sharing in my joy; I am so touched by all > > your > > > comments. Wow, you guys really care! :-) > > > > > > Now I'm back to the excitement of planning for surgery and Seattle. > > > Got lots to get ready. I had been so hopeless over the past week that > > > I hardly got anything done around the house. I was so happy this > > > afternoon that I went out and pulled a bunch of weeds. I can actually > > > see my flowers now! > > > > > > Thanks again, everyone, I really appreciate your support. > > > > > > Luna Quote Link to comment Share on other sites More sharing options...
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