Guest guest Posted June 28, 2005 Report Share Posted June 28, 2005 Hi all, My name is Vinayak and I'm a recent college graduate who is going to start work in New York City in a few weeks. I have been told that my medical benefits are provided by CIGNA. However, I noticed on this message board that several people have recently been denied by CIGNA. Since I just began a new round of treatment, my estimated surgery date is about a year away. Any advice on what options I have with regards to insurance coverage? Has anyone had any good results from CIGNA? Is there any supplemental insurance I can purchase on the side? How do you go about contesting a claim that they deny? I just would like to be prepared with regards to the finances. The orthodontic treatment in the first year alone will cost about $15,000 (NYC is ridiculously expensive!) and my insurance only covers about 10% max of that. Plus, I may have to get chin/nose procedures that are not covered, so I would like to minimize all possible expenses on the surgery itself. Thanks so much for any input. Vinayak Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.