disability

[Guest guest]

Hi Carole:

I'm not sure what state you're in, but I'm in California and this is

what I had to do:

I submitted my sick leave from work for six weeks. I spoke with my

Benefits Rep and she told me to get the State Disability forms, which

I filled out and sent to my Dr's office. The finished completing the

form and mailed it out. While I took off the day before surgery (to

travel and " cleanse " ), actual disability pay doesn't start till the

day of surgery. My surgery date was 11/9 and my return to work is

scheduled for 12/19 - exactly six weeks.

Hope that helps!

> How soon did you send in for this? Did you have to wait until the

actual

> date you were going into the hospital, or could you send it in

before, since

> you already knew you were going in for surgery? I know the Dr. has

to also

> send his section in, and I am not sure when they do that. Then,

supposing

> you get approved, do you have to be on disability a whole month

before they

> actually give you any money? In other words, I am going in for

surgery on

> 12/18, I already know I am not going to be able to work probably

for at least

> 4 weeks, maybe 8. Can I send the info in now? And if they

approve, will

> they make me prove that I was disabled till 1/18 before they will

give me a

> check? Or if the Dr. says it will be at least a month and they

approve, do

> they send the check as soon as they approve?

> I'm wondering how broke I am going to be and for how long.

> Carole

[Guest guest]

When you get long term disability from a employer is like getting in

most cases 60% of you normal wage. This also taxed. Depending on how

much you get in long term disability benefits will effect you

possiblity for SSDI.

I purchase a policy on myself a while back and have been living off it

since May of 2002. Since I purchase it is not taxed. Yet, I make

enough from it I do not qualify for SSDI.

COBRA here in Washington was for 18 months. The portion about get both

COBRA and medicare is not possible. COBRA is you normal insurance just

that you are paying for it.

Walt

[Guest guest]

I could be entirely wrong here, but I was under the impression that getting

Social Security Disability Benefits is based ONLY on how much money you are

earning from working. In order to get SSDB or SSDI, you have to have paid SS

for a certain number of quarters. SSI or Supplemental Security Income is for

people whose income is below a certain level and are disabled or elderly but

they didn't work enough to pay SS for the required number of quarters. As for

how a long term disability plan affects your SSD payments, I think it is

actually the reverse. I know that in my case, getting SSD affects my long term

disability payments. I get 100% of what I am eligible to get from SS based on

what I had paid into the SS system over the years. However, 60% of what I get

from SS is deducted from my long term disability that I get from my previous

employer. Of course, my previous employer is the federal government, so the

rules may be totally different for me than they would be if I had worked for a

private employer.

Social Security has an online tool you can use to see what benefits you would

qualify for. It only takes about 5 minutes to go through the questions. I used

the following info just to see what it would say - keep in mind this is not my

personal info - I just plugged in answers to see what type SS benefits I 'might'

qualify for

Birthdate of 1/1/1970

never married

yes, I did work at some point and paid SS

yes, I am disabled as of 1/1/2004

yes, my disability is expected to last longer than 12 months

currently I am earning $0 per month from working

currently I am getting $4000 (I WISH) a month from sources other than working

(such as long term disability, rental property, etc.)

other money (in savings, stocks, bonds, etc.) - $25,000 (again I WISH!)

I think those were the major things it asked. Here's the info I got

Disability Benefits

You could get Social Security disability benefits if:

a.. you have enough work credits,

b.. you have enough recent work and

c.. your medical condition meets our disability rules.

One of the notes listed on the web site was as follows:

PLEASE NOTE: If you get (or will get) a pension based on work for an employer

who did not withhold Social Security taxes, such as a government agency or an

employer in another country, your Social Security benefits may be reduced. Use

the link below to our Publications Home Page and review " A Pension from Work Not

Covered by Social Security " , Social Security Publication Number 05-10045 and

" Government Pension Offset " , Social Security Publication Number 05-10007.

I take that to mean that unless you worked for an employer who did not withhold

SS taxes, your Social Security Disability Benefits will not be reduced based on

receiving long term disability from some other source.

Again - I could be totally wrong on this - so please don't attack me if I am.

I'll gladly give myself 50 lashes with a wet noodle if I am wrong. I'm not

trying to be a know it all, just trying to explain things as I understand them.

If I am wrong, I'll gladly admit it and apologize!

The link for the online SS benefits tool is

http://www.socialsecurity.gov/onlineservices/

Theres a link on that page to 'See if you qualify for benefits'. There is a ton

of info available online. It would probably take you a year to go through

everything. However, you can get a quick overview by spending an hour or so at

their web site.

Things can get incredibly confusing and when you are sick and facing the

possibility of not being able to return to work, it is often hard to digest all

the information and to know what to do. With SS, I have to say that their web

site is very helpful and at times when I didn't understand what I read on the

web site, I found calling and just asking questions to be very helpful.

Each and every one of you who are facing the decision of what to do in order to

keep food on the table when you are no longer able to work are in my prayers.

It is a tough place to be and the process to get SS is neither quick or easy.

take care all,

W

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[Guest guest]

Long term disability is in addition to your Social Security benefits.

Usually, your Social Security, plus the long term disability is equal to

60 or 70% of your regular pay (depending upon what you selected for your

long term disability).. (usually you are given the choice when you are

selecting your yearly benefits to have either 50% or 60% disability,

this is how they determine whether your total benefit is to equal 50 or

60% of your normal pay). . Ie. let's say you make 50,000 a year. You

choose 60% for your disability insurance. That means that on disability,

your total benefit would be $35, 000 a year.

The equation would be : Social Security + Disability Insurance =35,000/year

No idea about your second question. You should probably just call up

Social Security and ask which would be your initial date of disability.

As for question # 3 on Cobra and about Medicare. I'm not sure. I'm

trying to find that out myself. If you find the answer before I do, let

me know. I'll let you know if I find out before you do.

Kimber

Your long term disability will be cut back by the amount you get from

Social Security. I think. I got my long term disability approved only

one month after I started getting social security, so I'm not positive

about that.

--

Kimber

Vallejo, CA

hominid2@...

Note: All advice given is personal opinion, not equal to that of a licensed

physician or health care professional.

[Guest guest]

wrote:

> I could be entirely wrong here, but I was under the impression that getting

Social Security Disability Benefits is based ONLY on how much money you

are earning from working. In order to get SSDB or SSDI, you have to have

paid SS for a certain number of quarters. <

,

To the best of my understanding, this statement is true. Every two years I

receive a Social Security Statement that was prepared specifically for me from

the Social Security Administration. I'm sure there must be others that receive

the same personalized document. Inside is a list of my estimated benefits, my

earnings record going back to 1968 (the first year I had social security taxes

taken from my pay), and a list of general questions and facts.

It does say that to qualify for benefits, one earns " credits " through their work

-

up to four credits per year. Most people need 40 credits, earned over their

working lifetime, to receive retirement benefits. For disability and survivor

benefits, young people need fewer credits to be eligible.

wrote: > You could get Social Security disability benefits if:

a.. you have enough work credits,

b.. you have enough recent work and

c.. your medical condition meets our disability rules.<

In regards to the statement b., it says on my form that I need to have 31

credits of work to receive disability benefits, and 20 of those credits have to

be

earned during the last 10 years. When I applied for benefits a year and a half

ago, I had both the 31 credits and 20 had been earned in the last 10 years,

and I was eligible to receive benefits. I stopped full time work and income

due to my disabiling condition in 2001. Now this year's form says that I don't

have enough credits in the right time frame since there was no work in 2002

or 2003. It will be up to my attorney and doctors to prove that the

disablement

began in 2001 in order for me to get what they say I was qualified to receive

two years ago. I'm glad now that I hired an attorney to work this through for

me.

As for statement c., my medical condition DID meet their disability rules, yet

they still turned me down. Be prepared to fight to prove that your condition

does meet their rules with dates, lab work, details, doctor's letters, and any

other documentation that you can think of. It's not as cut and dried as they

make it out to be.

With love, hope and prayers,

Heidi

Heidi H. Griffeth

South Carolina

SC & SE Regional Rep., PAI

Note: All comments or advice are based on personal experience or opinion

only, and should not be substituted for consultation with a medical

professional.

[Guest guest]

Hello one and all !

In reponse to the roundtable discussion on SSDI. I am speaking from

my experience, only.

Yes it did take a lot of persistent on my part as follow-up was

concerned! I somehow got lucky and was approved the first time !! I

am not sure what factors played a part, but these are a few that I

believe played the biggest part.

* multiple illnesses( some dating back almost 30 years!)

* multiple medications (17 right now!)

* more than 1 Dr involved in providing records ( at least 6 )

* the main Dr driving the case had been recommending disability

for 3 years>

*my company had already awarded long term disability.

* I was still working part time.

Good luck all, it is a slow process, but first of all there has to be

the conviction in your heart that it is the right thing to do !!

I will be glad to communicate indivually with any one about this

subject.

Thanks and Keep smilin' Cyndi

[Guest guest]

Hey ,

Hope all are doing well today and everyday. I just wanted to add my 2-

cents in here about something I recently found out. It seems if you

are out of work for a period of time you can contact the social

security office and freeze your benifits so they do not go down due

to being out of work. I had never heard of this but being that

benifits are based on most recent earnings it makes sense. If you are

unable to work, make sure to contact the office and have benifits

frozen at the rate of last complete year worked.

God Bless all,

Ruby

[Guest guest]

Ruby,

Thanks so much for the info. It doesn't apply to me since I'm already getting

SSD and don't ever anticipate being able to return to work full time. However,

my sister has a lot of serious autoimmune health issues and she is currently not

working but has put off applying for SSD - I think because if she applies for

SSD, then it makes her health problems all the more real! I will tell her today

about the 'freezing'.

thanks so much,

W

[Guest guest]

,

also tell your sister that in order to get SSDI, you have to have a

certain number of work credits (sorry, no, I don't know the number,

check the SS website http://www.ssa.gov/ ). The longer she waits to

apply for SSDI, the likelier it is that she won't have enough work

credits to qualify for SSDI. That's why it's important to apply for

SSDI as soon as possible.

Kimber

--

Kimber

Vallejo, CA

hominid2@...

Note: All advice given is personal opinion, not equal to that of a licensed

physician or health care professional.

[Guest guest]

,

You answered your own question right in your email. You specifcally say that you were turned down for SSI. SSI is Supplemental Security Income. It is not the same as disability. Social Security Disability is SSDI. It can be confusing as the initials are very close SSI vs SSDI but they are not the same thing.

Your SSDI benefit is caluclated based on your lifetime earnings and contribution to the system via your FICA payroll tax. Your benefit is based on that and not on what other household income you may have.

SSI is based partially on need and there are income and resource requirements.

You should apply for disabilty as soon as you become disabled and cannot work. If you are still working you can't (to the best of my knowledge) apply for disability.

Beth

Moderator

Fibrotic NSIP 06/06 Dermatomyositis 11/08

To: Breathe-Support Sent: Mon, December 28, 2009 9:16:01 PMSubject: disability

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

,You say SSI is what you've been turned down for.  This is not disability but is a supplemental income for low income households.  At this point, I'm not sure that you have filed properly for disability.Roxanne, 59, South Carolina

2006 Asthma/ PF

2008 PF/ Sarcoidosis/Gerd

I pray you enough.....Subject: disabilityTo: Breathe-Support Date: Monday, December 28, 2009, 9:16 PM

 

I knew I would be turned down because of my current income.   But was told I should get the process started. So I did.  This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows    -- Your estimated wages of $     .oo for December and $ blank for Jan 2010.    -- The estimated wages received by your spouse of $ blank for December 2009 Through

January 2010Thats the one that is confusing me.  As far as I know that should have nothing to do with it.  What my husband makes or my living arrangements.  I will let you know what I find out.    Gascoigne  SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

This is what they said Your application for supplemental Security Income (SSI) disability benenfits filed on Dec 14, 2009 is denied because you have too much income to be eligible for SSI. I will call my local office tomorrow to double check on what application they have for me. Thanks everyone for the advice I will let you all know if I messed up or they(government) did Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009To: Breathe-Support Sent: Mon, December 28, 2009 9:02:27 PMSubject: Re: disability

,You say SSI is what you've been turned down for. This is not disability but is a supplemental income for low income households. At this point, I'm not sure that you have filed properly for disability.Roxanne, 59, South Carolina

2006 Asthma/ PF

2008 PF/ Sarcoidosis/ Gerd

I pray you enough.....From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through

January 2010Thats the one that is confusing me. As far as I know that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out. Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

,

SSI is Soc. Sec. Insurance. They automatically put your application for that too. It is not disabiltiy. I asked SS why even apply for it because I already knew my income was too high. They have to do it for everybody applying for SSD. I got the letter also. I just filed it with my other stuff.

Maggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

It must be getting late - I meant Supplemental Security Income. SSI SorryMaggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

"The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009"

that's what i thought

you applied for the wrong thing

you don't want SSI

You want SSDI -- soc sec disability income

Pink Joyce R (IPF 3/06) IFA 5/09 Pennsylvania

Donate Life Listed 1/09 Inactive 4/09

www.transplantfund.org---

Subject: disabilityTo: Breathe-Support Date: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

interesting

i was never told about applying for SSI

i also never thought i would need it

Pink Joyce R (IPF 3/06) IFA 5/09 Pennsylvania

Donate Life Listed 1/09 Inactive 4/09

www.transplantfund.org---

Subject: Re: disabilityTo: Breathe-Support Date: Monday, December 28, 2009, 10:55 PM

,

SSI is Soc. Sec. Insurance. They automatically put your application for that too. It is not disabiltiy. I asked SS why even apply for it because I already knew my income was too high. They have to do it for everybody applying for SSD. I got the letter also. I just filed it with my other stuff.

Maggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

Maggie,

You jogged my memory with this post. When I applied for SSDI back in 2006 they told me they were automatically putting in my application for SSI. They told me though that I would not be eligible because at the time I was collecting Workers Comp so I wasn't surprised when I got the letter denying the SSI.

A month after that I received my first SSDI payment. I stopped working in May 2006 which made me eligible for SSDI in November of 06 (6 months after I became disabled) I received my first payment in February of 07 which included November and December of 06 along with January and February of 07.

I never would have applied for SSI on my own as I knew my income was not low enough with the workers comp. Apparently it is just part of their procedure and I can see where it would lead to alot of confusion at times.

Beth

Moderator

Fibrotic NSIP 06/06 Dermatomyositis 11/08

To: Breathe-Support Sent: Mon, December 28, 2009 10:55:08 PMSubject: Re: disability

,

SSI is Soc. Sec. Insurance. They automatically put your application for that too. It is not disabiltiy. I asked SS why even apply for it because I already knew my income was too high. They have to do it for everybody applying for SSD. I got the letter also. I just filed it with my other stuff.

Maggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

Well, I'm confussed, and I both are on SS... is that what y'all are referring to? SSI ???? We worked a lot of years for it to be called WEFARE..

Love & PrayersPeggy, IPF 2004

Maggie,

You jogged my memory with this post. When I applied for SSDI back in 2006 they told me they were automatically putting in my application for SSI. They told me though that I would not be eligible because at the time I was collecting Workers Comp so I wasn't surprised when I got the letter denying the SSI.

A month after that I received my first SSDI payment. I stopped working in May 2006 which made me eligible for SSDI in November of 06 (6 months after I became disabled) I received my first payment in February of 07 which included November and December of 06 along with January and February of 07.

I never would have applied for SSI on my own as I knew my income was not low enough with the workers comp. Apparently it is just part of their procedure and I can see where it would lead to alot of confusion at times. BethModeratorFibrotic NSIP 06/06 Dermatomyositis 11/08

From: Maggie C. <macpac90 (AT) yahoo (DOT) com>To: Breathe-Support Sent: Mon, December 28, 2009 10:55:08 PMSubject: Re: disability

,

SSI is Soc. Sec. Insurance. They automatically put your application for that too. It is not disabiltiy. I asked SS why even apply for it because I already knew my income was too high. They have to do it for everybody applying for SSD. I got the letter also. I just filed it with my other stuff.

Maggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

Peggy

SS=Social Security-Includes SSRI and SSDI

SSRI=Social Security Retirement Income-Age, Based on Contributions paid

in

SSDI=Social Security Disability Income-Disability, Based on

Contributions paid in

SSI=Supplemental Security Income-Based on Need and Income

> >

> > From: Gascoigne <michelle.gascoigne@ yahoo.com>

> > Subject: disability

> > To: Breathe-Support@ yahoogroups. com

> > Date: Monday, December 28, 2009, 9:16 PM

> >

> >

> > I knew I would be turned down because of my current income. But

was told I should get the process started.

> > So I did. This is what my denial said to much income we based the

decision on these facts:

> >

> > The amount of SSI we pay depends on your living arrangements. I'm in

category A for Dec 2009

> >

> > We use income to figure your eligibility and payments. By law we use

diffenent rules to count your income based on what kind of income you

have and when you receive it.

> >

> > You have a monthly income which must be considered in figuring your

eligibilty as follows

> > -- Your estimated wages of $ .oo for December and $ blank

for Jan 2010.

> > -- The estimated wages received by your spouse of $ blank for

December 2009 Through January 2010

> >

> > Thats the one that is confusing me. As far as I know that should

have nothing to do with it. What my husband makes or my living

arrangements. I will let you know what I find out.

> >

> > Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

> >

> >

> >

> >

> >

> >

> >

> >

> >

> >

>

[Guest guest]

Oh OK I missed somethin.. Thanks Bruce

Love & PrayersPeggy, IPF 2004

Peggy

SS=Social Security-Includes SSRI and SSDI

SSRI=Social Security Retirement Income-Age, Based on Contributions paid

in

SSDI=Social Security Disability Income-Disability, Based on

Contributions paid in

SSI=Supplemental Security Income-Based on Need and Income

> >

> > From: Gascoigne <michelle.gascoigne@ yahoo.com>

> > Subject: disability

> > To: Breathe-Support@ yahoogroups. com

> > Date: Monday, December 28, 2009, 9:16 PM

> >

> >

> > I knew I would be turned down because of my current income. But

was told I should get the process started.

> > So I did. This is what my denial said to much income we based the

decision on these facts:

> >

> > The amount of SSI we pay depends on your living arrangements. I'm in

category A for Dec 2009

> >

> > We use income to figure your eligibility and payments. By law we use

diffenent rules to count your income based on what kind of income you

have and when you receive it.

> >

> > You have a monthly income which must be considered in figuring your

eligibilty as follows

> > -- Your estimated wages of $ .oo for December and $ blank

for Jan 2010.

> > -- The estimated wages received by your spouse of $ blank for

December 2009 Through January 2010

> >

> > Thats the one that is confusing me. As far as I know that should

have nothing to do with it. What my husband makes or my living

arrangements. I will let you know what I find out.

> >

> > Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

> >

> >

> >

> >

> >

> >

> >

> >

> >

> >

>

[Guest guest]

Peggy,

No. SSRI is what you and are on. SSDI is what I'm on. SSI is a different program for disabled or very elderly who meet the income requirements. Typically the folks on SSI are those who can't get SSRI or SSDI because they did not contribute enough to the system.

Beth

Moderator

Fibrotic NSIP 06/06 Dermatomyositis 11/08

To: Breathe-Support Sent: Tue, December 29, 2009 10:05:52 AMSubject: Re: disability

Well, I'm confussed, and I both are on SS... is that what y'all are referring to? SSI ???? We worked a lot of years for it to be

called WEFARE..

Love & Prayers

Peggy, IPF 2004

Maggie,

You jogged my memory with this post. When I applied for SSDI back in 2006 they told me they were automatically putting in my application for SSI. They told me though that I would not be eligible because at the time I was collecting Workers Comp so I wasn't surprised when I got the letter denying the SSI.

A month after that I received my first SSDI payment. I stopped working in May 2006 which made me eligible for SSDI in November of 06 (6 months after I became disabled) I received my first payment in February of 07 which included November and December of 06 along with January and February of 07.

I never would have applied for SSI on my own as I knew my income was not low enough with the workers comp. Apparently it is just part of their procedure and I can see where it would lead to alot of confusion at times.

Beth

Moderator

Fibrotic NSIP 06/06 Dermatomyositis 11/08

From: Maggie C. <macpac90 (AT) yahoo (DOT) com>To: Breathe-Support@ yahoogroups. comSent: Mon, December 28, 2009 10:55:08 PMSubject: Re: disability

,

SSI is Soc. Sec. Insurance. They automatically put your application for that too. It is not disabiltiy. I asked SS why even apply for it because I already knew my income was too high. They have to do it for everybody applying for SSD. I got the letter also. I just filed it with my other stuff.

Maggie 64 IPF-3/07-TX

From: Gascoigne <michelle.gascoigne@ yahoo.com>Subject: disabilityTo: Breathe-Support@ yahoogroups. comDate: Monday, December 28, 2009, 9:16 PM

I knew I would be turned down because of my current income. But was told I should get the process started. So I did. This is what my denial said to much income we based the decision on these facts:The amount of SSI we pay depends on your living arrangements. I'm in category A for Dec 2009We use income to figure your eligibility and payments. By law we use diffenent rules to count your income based on what kind of income you have and when you receive it.You have a monthly income which must be considered in figuring your eligibilty as follows -- Your estimated wages of $ .oo for December and $ blank for Jan 2010. -- The estimated wages received by your spouse of $ blank for December 2009 Through January 2010Thats the one that is confusing me. As far as I know

that should have nothing to do with it. What my husband makes or my living arrangements. I will let you know what I find out.

Gascoigne SD, 50 yrs old, Renaud's 2008, IPF 7/2009

[Guest guest]

Marla, I know that Connie is a disability certifier (? title) in Florida, but she is very knowledgeable about the process. We do have lots of stuff in the archives, but I have saved several especially good posts. I'm fixin' to hit the sack now, but will look for those in the next couple of days.

Ramblin' RoseModerator A merry heart is good medicine. Proverbs 17:22

To: neurosarcoidosis From: mebramer@...Date: Sun, 22 Aug 2010 15:20:25 -0600Subject: Disability

I know there is someone or use to be, but with brain fog I can't remember who, that did or knew how to dodisability, I've put it off thinking I can just work more in my MK business, but I can't, it's still just too much work for me. I guess I should check out the archives too, I will do that too. But suggestions are appreciated.Thanks:)Marla

[Guest guest]

Thanks Rose, I went through the archives and didn't find much, maybe I'm not using the right word to have them come up, not sure, I am in such brain fog right now, seems like I can't think.  Thanks, marla

 

Marla, I know that Connie is a disability certifier (? title) in Florida, but she is very knowledgeable about the process.  We do have lots of stuff in the archives, but I have saved several especially good posts.  I'm fixin' to hit the sack now, but will look for those in the next couple of days.

Ramblin' RoseModerator

 A merry heart is good medicine.  Proverbs 17:22 

 

To: neurosarcoidosis From: mebramer@...Date: Sun, 22 Aug 2010 15:20:25 -0600

Subject: Disability

I know there is someone or use to be, but with brain fog I can't remember who, that did or knew how to dodisability, I've put it off thinking I can just work more in my MK business, but I can't, it's still just too much work

for me.  I guess I should check out the archives too, I will do that too.  But suggestions are appreciated.Thanks:)Marla

[Guest guest]

La, many of us are on disability. Some people will tell you to get an attorney first thing, but that means you will lose a hefty percentage of any back pay awarded. The important thing is to file the appeals on time; if you miss a deadline you will have to start from scratch. If you are eventually approved, you will get money retroactive to when you first applied. So make sure you watch for those deadlines & file the appeals. We have lots of info on disability; one of our members, Connie in Florida, actually certifies folks for SS disability. I'll post some of her messages, as well as some other members' recommendations.

Meanwhile, does your employer offer short-term disability? That was a life saver for me; think it covered 90 days, maybe 60. But it really helped. Do you have a safety net--family, friends--that can help you pay the bills, etc. for awhile? As far as trying to work, get some honest opinions from people who know you & know the type of work you do. If your job involves critical decision-making that can cause harm to someone else, you need to think long & hard about working. Several of the group members have had to give up nursing careers because of safety concerns for the patients. I had worked 20 years as a certified nurse-midwife, with 10 years before that as a labor & delivery nurse. I first gave up catching babies (attending births) because of muscle weakness, tremors & inability to multi-task. I continued to try providing office care, but couldn't do that either. By that time I was due for CPR certification. Between the lung issues & the muscle weakness, I couldn't pass the test. I hated giving up the career that I loved, along with the financial security that went with it. But I had been relying on other midwives & the nurses to back me up, help me catch mistakes, provide labor support that I didn't have the energy to do. It wasn't fair & it wasn't safe. So you need to honestly assess what's at stake in your job, and I really urge you to get some other opinions. We aren't always the best ones to judge our own performances.

Watch for some posts about disability; I'll try to get them sent tonight.

Ramblin' RoseModerator A merry heart is good medicine. Proverbs 17:22

To: Neurosarcoidosis From: ladyt19119@...Date: Wed, 1 Dec 2010 10:23:29 -0800Subject: Disability

Is anyone on disability or applied for disability? I have applied but of course was denied. In the process of appealing the decision. Should I keep trying or just try and go back to work. I fear going back to work because of the fatigue and the eye sight problems. I am torn as to what to do because I am only 36. I know none of you can make that decision for me. But I was curious how everyone else is dealing with sarc and working. I do not want to seem like I am using this as an excuse and not wanting to work but I have not gotten a handle on the disease yet and am still in the trial and error stage. I also fear if I go back to work and have to keep taking off for doctors appts and the remicade infusion drips that the my employer will not be as understanding and fire me. Then I will right back where I started. I just dont know what to do and where to go from here.

[Guest guest]

More good stuff from Connie:

To: Neurosarcoidosis From: conaugusta@...Date: Fri, 3 Jul 2009 11:28:03 -0700Subject: Re: Re: SSI approved

Greg, I read about your social security, and I am very glad it went through. However, a lawyer had nothing to do with the case being approved. I am a medical disability examiner adjudicator, DOH-DDS; I started working for them 8/8/08. I thought the same thing everybody else did, i.e. they disapprove everybody the first time, and you need a lawyer. I get so upset when people are filing an initial case, hire a lawyer only to lose 25% or more of their back pay to them when I haven't so much as received a phone call from the atty, more less paperwork. We don't pay any attention to lawyers on the initial or recon level, they are no threat to me, they don't have any input on my decision, and my decision doesn't change because their name is on the case. What makes me the adjudicator you want if you are sick, is the fact that I know where people are coming from. I know what it is like to be chronically ill. And I fight very hard for the people who need social security. I hope I can do some good before this illness forces me to stop. Because I work for an agency that understands disability, and the job is office computer work; I am still plugging. Please understand I am not fussing at anybody who chooses to use an attorney, I just hate to see good people who need help get abused, and somebody take something they could use, just because of hearsay and rumor and just because they can. At the intial filing level or recon level of social security disability cases, lawyers collect money off social security cases for doing nothing. People filing for SSD and SSI cases really get abused. The only time a lawyer is needed if is you are going to a court appeal.

Social security disability has finally recognized that sarcoid is a rare and different disease and they have come up with a lisiting to address the rare. This is a giant step for people with sarcoid, and the disability cases.

Some mistakes that I see are people don't fully write out their allegations. They just hit the high spots, that limits our ammunition to approve the case. They also don't give us all the sources of care past and present.

Using my cane and climbing off my soapbox now. Take care out there. Sorry I don't write more, my neck is really messed up and sitting at the computer at home is very hard.

Take care all, Connie

(And yes I really do work for who I say I do, this is my office # X4069; call me if you need me)