Guest guest Posted November 19, 2001 Report Share Posted November 19, 2001 > Hi All, > > I've been researching insurance companies here in NYC since I currently don't > have coverage. After numerous telephone calls, three feet of insurance books Hi , I have Empire Healthchoice bc/bs and was recently approved. I work for a huge corp. here in NY that is self-insured. Good Luck, Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 19, 2001 Report Share Posted November 19, 2001 Empire Blue Cross/Blue Shield will cover the surgery but you really want to be careful with them. They take forever to pay and fight each step of the way. I had my surgery in July and I am still fighting with them to pay what they agreed to pay. The one peice of advice I would give is to make sure that your surgery is at a in-network hospital and that your anesthesiologits is in-network. The hospital switched the anesthiologist after getting the insurance approval to use an in-network anesthiologist. I found out the hard way that 20% of 4,000 is rather substantial amount of money. Even with this I would still have the surgery and pay the money but I had I known that they were going to switch anesthiologists I could have saved myself quite a bit of money. > Hi All, > > I've been researching insurance companies here in NYC since I currently don't > have coverage. After numerous telephone calls, three feet of insurance books > and forms that I've received, reading and more telephone calls to verify what > I'm interpreting contracts to say, I've come up Empire Blue Cross/Blue Shield > as being the best as far as coverage and participating physicians (at least > for me). > > According to their contract they cover WLS if you have co-morbidities. I > called and asked this exact question (figured I had nothing to lose). They > told me yes, that if there are medical reasons for the surgery and not just > for cosmetic, it would be covered. > > My question - has anyone used Empire BC/BS? Did you have a problem getting > the DS covered? > > Thanks for any feedback. > > > Consult - 1/3/02 > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 19, 2001 Report Share Posted November 19, 2001 If you don’t mind me asking what doctor and what hospital did you use? 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n\noultrlspc\dntblnsbdb\nospaceforul\formshade\horzdoc\dgmargin\dghspace180\ dgvspace180\dghorigin1701\dgvorigin1984\dghshow1\dgvshow1\jexpand\doctype2\v iewkind4\viewscale100\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\ nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule \fet0{\*\template C:\\Program Files\\Microsoft Office\\Office\\1033\\email.dot}\sectd \linex0\endnhere\sectdefaultcl {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang{\pntxta ..}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang{\pntxta ..}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang{\pntxta ..}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang{\pntxta )}}{\*\pnseclvl 5\pndec\pnstart1\pnindent720\pnhang{\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang{\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang{\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang{\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang{\pntxtb (}{\pntxta )}}\pard\plain \s30\ql \li0\ri0\sa120\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f1\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 { \par \par }{Empire Blue Cross/Blue Shield will cover the surgery but you really want to be careful with them. They take forever to pay and fight each step of the way. I had my surgery in July and I am still fighting with them to pay what they agreed to pay. The one peice of advice I would give is to make sure that your surgery is at a in-network hospital and that your anesthesiologits is in-network. The hospital switched the anesthiologist after getting the insurance approval to use an in-network anesthiologist. I found out the hard way that 20% of 4,000 is rather substantial amount of money. Even with this I would still have the surgery and pay the money but I had I known that they were going to switch anesthiologists I could have saved myself quite a bit of money. \par }\pard\plain \ql \li360\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 \f1\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\v\cf2 > }{\cf2 \par }\pard \ql \li360\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 {\v\cf2 > }{\cf2 \par }{\v\cf2 > }{\cf2 [Non-text portions of this message have been removed] \par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 { \par }\pard \ql \li0\ri0\widctlpar\brdrb\brdrs\brdrw15\brsp20 \aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 { \par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\v ---------------------------------------------------------------------- \par }\pard\plain \s30\ql \li0\ri0\sa120\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f1\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {To unsubscribe from this list, send a blank email to: \par }{\field{\*\fldinst { HYPERLINK " mailto:}{duodenalswitch-unsubscribe }{ " }{{\*\datafield \bin235 ÐÉêyùºÎŒ‚ªK© [1]+duodenalswitch-unsubscribe àÉêyùºÎŒ‚ªK© dmailto:duodenalswitch-unsubscribe }}}{\fldrslt {\cs34\ul\cf2 duodenalswitch-unsubscribe }}}{ \par Quote Link to comment Share on other sites More sharing options...
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