Re: NEED TO SCREAM SOME MORE!!

[Guest guest]

AGH! I am so sorry, stress stinks. I was fired from a job b/c I was

pregnant with and then my husband was out of work due to

carpal tunnel syndrome surgery for 4 months. It unfortunately was

credit card city as we had no cushion to rely on...wehn do you hear

from SSI?

> I swear it is always something!! now today i get a letter from our

> landlord that starting in oct. we must pay her by money order and

she

> must receive it by the 7th of each month, if not we are to be moved

out

> by the 15th of that month!! it used to be that if not paid by the

7th

> we had to add the late fee, which i have been doing for that last

> couple of months since terry got hurt!! so now i dont know what i

am

> going to do, terry's check is mailed and comes on a monday. then

it

> takes 2 days usually to clear. then to begin with it is only $666

> (nice number huh!!) and the rent is $665. i then have to get the

money

> order and mail it to her (we used to mail it to her daughter who

lives

> in nj as well, now she wants it mailed to herself and she lives in

fla)

> so that will take a few days!! she also switched our lease this

year

> to a monthly lease to begin with!!

>

> so now i have to figure out how the hell i am doing this one next

> month!! now i am totally stressed from all of this, just ate

almost a

> whole bag of candy corn since i got the mail!!!

>

> jodie c

[Guest guest]

Hi Jodie,

I know about money problems. Right now I am out of work and have just

about used up all of our savings. No job on the horizon either.

Anyway, is it possible to have Terri's check on a direct deposit

program. Many employers and governement agencies preferr this. That

way it doesn't get lost in the mail and the funds are available

immediatly on the day of deposit. Plus with on line banking, you can

see if the check is there using your computer.

Also, I don't know what state you live in but most sates have laws

that prohibit a landlord from evicting you because your rent is a few

days late. Usually that process takes a few months and you could

always appeal. If it ever got that far you could show how you have

consistently paid the rent but always a few days late because of the

way the banks handle the funds. In addtion, many states give you a 10

day grace period to pay any bill so you have a chance to resolve any

disputes about that bill. It might include rent.

Last, maybe you could write or call your landlord and explain your

problem and ask her if she would change the due date to something

more convient for you. You could always threaten to move. Remind her

it is far better for her to have a trusted paying tenant than try and

find a new one who might not be so reliable. Plus, she is in Florida,

your are in ? If she has to evict you, she wil have to make the trip

to ? or she will have to hire an attorney. Either way, it will cost

her more time and trouble than if she just changed the due day.

You and your check book have some leverage over this person. Try and

use it to your advantage.

I hope this helps.

Ken M

> I swear it is always something!! now today i get a letter from our

> landlord that starting in oct. we must pay her by money order and

she

> must receive it by the 7th of each month, if not we are to be moved

out

> by the 15th of that month!! it used to be that if not paid by the

7th

> we had to add the late fee, which i have been doing for that last

> couple of months since terry got hurt!! so now i dont know what i

am

> going to do, terry's check is mailed and comes on a monday. then

it

> takes 2 days usually to clear. then to begin with it is only $666

> (nice number huh!!) and the rent is $665. i then have to get the

money

> order and mail it to her (we used to mail it to her daughter who

lives

> in nj as well, now she wants it mailed to herself and she lives in

fla)

> so that will take a few days!! she also switched our lease this

year

> to a monthly lease to begin with!!

>

> so now i have to figure out how the hell i am doing this one next

> month!! now i am totally stressed from all of this, just ate

almost a

> whole bag of candy corn since i got the mail!!!

>

> jodie c

[Guest guest]

we have our appt at SS tomorrow, keep your fingers crossed!!! and we

contacted NJ Family care today and they said to fill out the

application for insurance (usually there is a 3 month wait after you

lose insurance to apply) but because of christopher they said to do it!!

jodie c

[Guest guest]

hey ken!!

sorry to hear about the boat you are in as well!! it seams like it

never ends, huh!! his check is through workmens comp that is why it is

not direct deposited (his regular check when he was working was and i

pay all my bills on line pretty much now) she is very hard headed and

you cant explain anything to her, i did call her and even wrote a note

that i put in with the rent check for this month expalining everything,

but she doesnt care!! as far as eviction i think she may have the

upper hand because she changed the lease to a monthly lease instead of

a yearly so it is easier for her to end it without having to go through

eviction. we will figure out something, we always do it just stresses

me, we never seam to catch a break (and i know other people have worse

things going on) but it seams like when ever we get everything figured

out, bam something else comes into play that messes it all up!!

jodie c

[Guest guest]

we never seam to catch a break (and i know other people have worse

> things going on) but it seams like when ever we get everything

figured

> out, bam something else comes into play that messes it all up!!

>

Jodie,

I could not agree with you more! Look at what we are going through

with Max. And you know about our finances as well. I just wish I

could do something to help you guys out. I don't know what to say

other than I'm pulling for you.

I do think that Ken is correct, even if you are on a month to month

lease. That land " lady " would have to go through some sort of action

to get you evicted and it would take time. She cannot just show up

and kick you out in a day or two. What she can do, however, is give

you notice that she chooses not to renew your lease as of a certain

date. But even her making you leave would take time.

I sure do hope that you do well with SSI tomorrow and the NJ

FamilyCare comes through for you. You are such good people and it's

just not right that you have to go through this.

Jodi Z

[Guest guest]

Jodie,

Relax, a little. Luckily for you and me who rent in NJ we are a little safe

guarded by the court system. I would write her a letter and explain when

Terry's checks come and that you will gladly put a money order in the mail and

have the post office post mark it so that she can see when it is going out.

Besides, she can't just kick you out without a court order and there is no way

in hell she can get a complaint filed, an answer received by you and get in

front of a landlord/tenant judge (special civil/small claims) within 8 days. By

the time she files the complaint and the court gets it out to you at least

three days go by. Depending on the amount of her suit, you file an answer

(special civil part not small claims). If you have the opportunity to file an

answer, you get 35 days to file an answer and then its at least a month or two

before you get a trial date. If it is a small clams court, and you dont' file

an answer, you still don't get a trial date for a month.

However, in the interim, if you pay the rent before the trial date, she has to

dismiss the complaint, if not you send in a copy of everything to the judge (and

I of course will type the motion to have her complaint dismissed) before the

trial date. If that doesn't work you go to court and show him that you paid it

and your circumstances.

Believe me at work we represented a landlord and it took about 6 months.

B

kmerrith wrote:

Hi Jodie,

I know about money problems. Right now I am out of work and have just

about used up all of our savings. No job on the horizon either.

Anyway, is it possible to have Terri's check on a direct deposit

program. Many employers and governement agencies preferr this. That

way it doesn't get lost in the mail and the funds are available

immediatly on the day of deposit. Plus with on line banking, you can

see if the check is there using your computer.

Also, I don't know what state you live in but most sates have laws

that prohibit a landlord from evicting you because your rent is a few

days late. Usually that process takes a few months and you could

always appeal. If it ever got that far you could show how you have

consistently paid the rent but always a few days late because of the

way the banks handle the funds. In addtion, many states give you a 10

day grace period to pay any bill so you have a chance to resolve any

disputes about that bill. It might include rent.

Last, maybe you could write or call your landlord and explain your

problem and ask her if she would change the due date to something

more convient for you. You could always threaten to move. Remind her

it is far better for her to have a trusted paying tenant than try and

find a new one who might not be so reliable. Plus, she is in Florida,

your are in ? If she has to evict you, she wil have to make the trip

to ? or she will have to hire an attorney. Either way, it will cost

her more time and trouble than if she just changed the due day.

You and your check book have some leverage over this person. Try and

use it to your advantage.

I hope this helps.

Ken M

> I swear it is always something!! now today i get a letter from our

> landlord that starting in oct. we must pay her by money order and

she

> must receive it by the 7th of each month, if not we are to be moved

out

> by the 15th of that month!! it used to be that if not paid by the

7th

> we had to add the late fee, which i have been doing for that last

> couple of months since terry got hurt!! so now i dont know what i

am

> going to do, terry's check is mailed and comes on a monday. then

it

> takes 2 days usually to clear. then to begin with it is only $666

> (nice number huh!!) and the rent is $665. i then have to get the

money

> order and mail it to her (we used to mail it to her daughter who

lives

> in nj as well, now she wants it mailed to herself and she lives in

fla)

> so that will take a few days!! she also switched our lease this

year

> to a monthly lease to begin with!!

>

> so now i have to figure out how the hell i am doing this one next

> month!! now i am totally stressed from all of this, just ate

almost a

> whole bag of candy corn since i got the mail!!!

>

> jodie c

[Guest guest]

thanks jodi!! i hope max is feeling better soon too!! here when you

thought he was getting a break after all of what he has been through!!

((HUGS))

well hopefully you can come out this weekend and we can have a much

needed daquri!!!

jodie c

[Guest guest]

thanks jennifer!! i will let you know if i need your help with it!!

terry is going to call workmens comp to see if we can get his check

sent early so we have the money in time. after this month we will be

able to do it because i will be prepared to pay it that way!! the hard

part is we are just paying sept this week and now we have to follow it

right up with oct. no offense to anyone but she is an 80 something

hungarian women who is very hard headed, can barely understand her, and

you cant explain anything to her at all!! we have been here for 8yrs

and the last 2 yrs we have had problems off and on because of different

things (terry's demotion for one). what she doesnt realize is if she

doesnt resign our lease she is going to have to put big time money into

this dump before she can rent it out again!! and i will then call the

health dept about the mold in the basement (now i know you are all

thinking, why do you stay there, the rent is cheap for our area and we

were hoping to be able to buy our own house by next year!!) enough of

my problems for now!! thanks again!! ((HUGS))

jodie c

[Guest guest]

well thats some good news

jamie

Re: NEED TO SCREAM SOME MORE!!

we have our appt at SS tomorrow, keep your fingers crossed!!! and we

contacted NJ Family care today and they said to fill out the

application for insurance (usually there is a 3 month wait after you

lose insurance to apply) but because of christopher they said to do it!!

jodie c

[Guest guest]

Hi Jodi,

I know.

Just when it seems things are going to go your way, something

else happens.

Good luck, I hope something works out for you.

Ken M

> hey ken!!

> sorry to hear about the boat you are in as well!! it seams like it

> never ends, huh!! his check is through workmens comp that is

why it is

> not direct deposited (his regular check when he was working

was and i

> pay all my bills on line pretty much now) she is very hard

headed and

> you cant explain anything to her, i did call her and even wrote a

note

> that i put in with the rent check for this month expalining

everything,

> but she doesnt care!! as far as eviction i think she may have

the

> upper hand because she changed the lease to a monthly

lease instead of

> a yearly so it is easier for her to end it without having to go

through

> eviction. we will figure out something, we always do it just

stresses

> me, we never seam to catch a break (and i know other people

have worse

> things going on) but it seams like when ever we get everything

figured

> out, bam something else comes into play that messes it all

up!!

>

> jodie c

[Guest guest]

Hi Jodi: You probably do not know me but i am Sheldon from North Dakota and the

G-Pa to Laikyn 3years old with RSS. I read all post but only answer when i think

i can help. I also am on Workers Comp and have been for 6 years and found out

last week i will be for Life. 4 failed Major Back Surgeries. We have Direct

Deposit here and they were more than happy to do it that way for me. I think it

is great. I don't know where you live but i have studied the laws of Workers

Comp inside and out and even have the laws from the ND century code. I don't

know if all States are the same but would be willing to help in anyway. You can

write me Privatly if you wish at ssime@.... Hope i can be of some help.

Good Luck

Sheldon (G-Pa to my little angel Laikyn)

Re: NEED TO SCREAM SOME MORE!!

hey ken!!

sorry to hear about the boat you are in as well!! it seams like it

never ends, huh!! his check is through workmens comp that is why it is

not direct deposited (his regular check when he was working was and i

pay all my bills on line pretty much now) she is very hard headed and

you cant explain anything to her, i did call her and even wrote a note

that i put in with the rent check for this month expalining everything,

but she doesnt care!! as far as eviction i think she may have the

upper hand because she changed the lease to a monthly lease instead of

a yearly so it is easier for her to end it without having to go through

eviction. we will figure out something, we always do it just stresses

me, we never seam to catch a break (and i know other people have worse

things going on) but it seams like when ever we get everything figured

out, bam something else comes into play that messes it all up!!

jodie c

[Guest guest]

thanks, i really need to vent instead of stuffing my face with

goodies!!!

jodie c

[Guest guest]

Jodie,

That all stinks. I swear the RSS is plenty of stress.Just one more thing can

make me nuts, and you've got a lot there. Call if you want to chat. I hope

the stress is behind you soon and that it's nothing but blue skies ahead.Take

care of yourself.

xo,Kathy

(Willie, 4 and a half,stuck at 25 lbs, GI talking tube again, Dr H says no

for now, ght, Zantac, periactin)

[Guest guest]

Jodie,

Did the contents of the lease change? If not it may be a month to month lease,

however, the two of you are bound under the terms of the lease you were

following. But again, even if it is a month to month lease - unless she gets a

court order evicting you - you are not evicted. New Jersey's laws are really

geared to the tenant. It may not seem that way but talk to a landlord and

you'll know. Call me I have a classic landlord story. The tenant tried

seducing my boss in front of me at our office - it was hysterical.

B

Jodie wrote:

hey ken!!

sorry to hear about the boat you are in as well!! it seams like it

never ends, huh!! his check is through workmens comp that is why it is

not direct deposited (his regular check when he was working was and i

pay all my bills on line pretty much now) she is very hard headed and

you cant explain anything to her, i did call her and even wrote a note

that i put in with the rent check for this month expalining everything,

but she doesnt care!! as far as eviction i think she may have the

upper hand because she changed the lease to a monthly lease instead of

a yearly so it is easier for her to end it without having to go through

eviction. we will figure out something, we always do it just stresses

me, we never seam to catch a break (and i know other people have worse

things going on) but it seams like when ever we get everything figured

out, bam something else comes into play that messes it all up!!

jodie c

[Guest guest]

hey jennifer!!

well she just changed it to a month to month lease, but now she has

mailed this had written note saying that if the rent is not paid by

the 7th each month that we have to be out by the 15th of that month

and that we now have to mail the rent (which must be a money order)

directly to her in fla and not to her daughter in ling valley like

we have been for the past 8 years!! she wants us to sign it and

mail it back and then she will give us our lease for oct. with a

copy of that included in it!! if you want i can scan the note and

send it to you to see.

jodie c

> hey ken!!

> sorry to hear about the boat you are in as well!! it seams like

it

> never ends, huh!! his check is through workmens comp that is why

it is

> not direct deposited (his regular check when he was working was

and i

> pay all my bills on line pretty much now) she is very hard headed

and

> you cant explain anything to her, i did call her and even wrote a

note

> that i put in with the rent check for this month expalining

everything,

> but she doesnt care!! as far as eviction i think she may have the

> upper hand because she changed the lease to a monthly lease

instead of

> a yearly so it is easier for her to end it without having to go

through

> eviction. we will figure out something, we always do it just

stresses

> me, we never seam to catch a break (and i know other people have

worse

> things going on) but it seams like when ever we get everything

figured

> out, bam something else comes into play that messes it all up!!

>

> jodie c

>

>

>

>

>

[Guest guest]

hey jennifer!!

we are also now waiting to her back from terry's sister as to

whether she can let us borrow the money just until next fri. (terry

called workmens comp and the arliest they can have the check to us

is next fri, which of course is the 7th!!) i went to usp.com and it

said if i send it express mail next day by thurs at 4:30 she will

get it by 12pm on fri. so we have to wait and see if she can help,

if not we will have to figure out some where else to get it. after

this month we will be fine because now we know that it will have to

be paid by the 7th no matter what!!

also i got a letter from oxford (the insurance co we will be losing

and they denied covering his ght for a second time!! so it may be

better that we are losing it!! the only thing is i called my ped to

make christopher's dec well check appt and they asked if our

insurance changed, i told them we are losing it and that i am hoping

to get the nj family care. she said they dont take it!! so i said

i would just pay out of pocket for the visit then because i am not

changing my ped, she said by law they cant do that because if we

have insurance they cant take cash for the visit!! nothing ever

works out!!

i am waiting to hear back from shriners hospital in philly to find

out if we can take him there for the ortho appt. i cancelled the

one in philly next week. if we get to go to shriners it is free and

they will put lofts on 6 pairs of shoes for free, they also provide

transportation. if anyone else wants to check out their site (they

have hospitals in other states) it is www.shrinershospital.org

jodie c

> hey ken!!

> sorry to hear about the boat you are in as well!! it seams like

it

> never ends, huh!! his check is through workmens comp that is why

it is

> not direct deposited (his regular check when he was working was

and i

> pay all my bills on line pretty much now) she is very hard headed

and

> you cant explain anything to her, i did call her and even wrote a

note

> that i put in with the rent check for this month expalining

everything,

> but she doesnt care!! as far as eviction i think she may have the

> upper hand because she changed the lease to a monthly lease

instead of

> a yearly so it is easier for her to end it without having to go

through

> eviction. we will figure out something, we always do it just

stresses

> me, we never seam to catch a break (and i know other people have

worse

> things going on) but it seams like when ever we get everything

figured

> out, bam something else comes into play that messes it all up!!

>

> jodie c

>

>

>

>

>

[Guest guest]

well maybe things are going to start to look up, today we wnt to the

post office thinking we were just going to get the one workmens comp

check, but she sent both (the on that was going to be coming on the

7th!!) so i just went to the bank and now i just have to go on moday

after it clears and get the money order, then i can send the old witch

the rent!! thanks to everyone for listening to me rant and rave about

this even thoug it has nothing to do with rss!! hopefully things will

start looking up!!!

jodie c

[Guest guest]

Jodie,

If you want, call me at work today . The best time will be after 12

since in the morning I'll be in 's classroom helping and my boss will be

in later this afternoon. I can always ask him any question and he'll take all

the time I tell him to HA.

B

Jodie wrote:

hey jennifer!!

no they did drop it!! the laywer said to call the union since terry

is in the union and they said it has nothing to do with the union

since the company provides private insurance. and on top of it we

cant even afford to pay our porition either. i will have terry call

the laywer again today to see what he says. i have applied to NJ

family Care but of course havent heard back yet and i still havent

heard back from the drug company about the patient assistance progam

either. i have to call shriners today too to see if they are going

to accept my application for a visit. i cancelled the one i had for

chop's ortho on wed. since i wouldnt be able to pay for it without

the insurance. right now i feel like crap again today, i am going

to have to call the dr (i was putting it off hoping i would feel

better) hopefully she can give me some samples of an antibiotic for

my sinus infection.

jodie c

> > hey ken!!

> > sorry to hear about the boat you are in as well!! it seams like

> it

> > never ends, huh!! his check is through workmens comp that is

why

> it is

> > not direct deposited (his regular check when he was working was

> and i

> > pay all my bills on line pretty much now) she is very hard

headed

> and

> > you cant explain anything to her, i did call her and even wrote

a

> note

> > that i put in with the rent check for this month expalining

> everything,

> > but she doesnt care!! as far as eviction i think she may have

the

> > upper hand because she changed the lease to a monthly lease

> instead of

> > a yearly so it is easier for her to end it without having to go

> through

> > eviction. we will figure out something, we always do it just

> stresses

> > me, we never seam to catch a break (and i know other people have

> worse

> > things going on) but it seams like when ever we get everything

> figured

> > out, bam something else comes into play that messes it all up!!

> >

> > jodie c

> >

> >

> >

> >

> >