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coverage research continues

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Hello,

As I continue my insurance coverage research, I reread my exclusion

for my insurance plan to see exactly what was covered and not. I read

that anything for weight loss or control is not covered EXCEPT in the

diagnosis of morbid obesity. For my circumstances that is good.

Then I wanted to search for doctors in my netwoek that may do the DS.

I found a few doctors that do WLS, but all fo the do the RNY. I

emailed on of the, a Dr. Kamelgard in UMDNJ, and he says that they

have performed the Duodenal Switch, but prefer the RNY. He also says

the total cost for the RNY would be about $20,000 out of pocket. Now

if he is a good docotr, and willing to do the DS, then this would be

great for me. It would all be covered it seems.

Have any of you had any experience with Dr. Kamelgard? I am hesitant

to pursue the DS with someone that really doesn't prefer it. And of

coruse, I am speaking way ahed of myself because I do not know if I

am even going to go through the surgery, but I do know that I have to

have it covered or I wouldn't even consider it.

Thanks,

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