Subject: Re: insurance

[Guest guest]

I understand this frustration. I dont know who your Cobra

Administrator is, but I work for CobraServ.. and I can promise you,

no checks sit around on anyones desk.. We have literally thousands of

payments each day, and over 100 people in our mail room processing

them. I do hope this experience is better for you than your last.

Sue.

> In a message dated 12/22/01 3:02:12 AM Eastern Standard Time,

> duodenalswitch@y... writes:

>

> << When you send your payment in make sure you send it priority

mail,

> might want to do a money order, and get it with returned receipt

> requested. I work with patients who have COBRA coverage all the

time

> and sometimes it takes a LOOOOOONG time for those payments to get

> posted. >>

> - thanks for mentioning that. I know that is the case because

I was on

> COBRA a couple of years ago and even tho I had sent in my payment

on time,

> they said I was cancelled and then they would have to reinstate,

because the

> payment was on someone's desk for 2 weeks. So, I learned to make

*SURE*

> everything I sent to them had a return receipt signed by them when

they

> picked up the mail. I will def do this when I send in my 3

payments of

> almost $1,000.

> I talked to my Mom last night and she is going to front me the

$1000 so I can

> send in my 3 COBRA payments next week. What with the holidays and

all, I

> want to be sure they get my payment asap and notify my insurance

company

> before Jan.1st so I have no problems getting into the hospital and

so Dr.

> Hess' office can confirm that I *do* have insurance.

> I will probably send my payment in Priority Mail and with a money

order with

> return receipt. I sent in my election for COBRA that way, so they

couldn't

> say they never got it. They got it on Dec. 3rd and it took till

Dec. 21st

> for them to send out the bill (I called yesterday and they said

they sent the

> bill out yesterday).

> So if anyone has COBRA, I agree that they need to be sure to get

return

> receipts.

> COBRA said they would call my insurance company as soon as they get

my

> payment, so if I can get this all squared away before the New Year,

I should

> be ok for admittance to the hospital Jan. 14th.

> I am just so lucky my Mom is willing to help me out. If I only had

my

> unemployment (since I am not married) every dime I would get for

the first 6

> weeks would go to COBRA. Just goes to show you how awful it is for

those out

> of work who are not as lucky as I am. I thank God for my Mom.

> Carole