companies covering those with 'controlled pre-existing conditions'!

[Guest guest]

I found a neat article that may be helpful to anyone wanting to make overseas

travel with their RSS child:

http://www.findarticles.com/p/articles/mi_m3648/is_n3_v16/ai_10657193#continue

'One exception to the use of this exclusion policy is International SOS

Assistance. Their air-evacuation service is provided without regard to

preexisting conditions.

Other exceptions are the few companies (Access America, American Express,

Carefree Travel Insurance and Travel Assure) that have modestly restrictive

policy language.

Their texts state that if a preexisting condition has been " controlled " - that

is, the policy holder is " not exhibiting symptoms or requiring the adjustment

of treatment or medication " within the previous 60 days - then the companies

policies would cover a related problem that occurred during the trip.

If you have been taking medication or have been treated, or even seen a doctor,

for any medical condition within the previous six months, make sure you get a

policy that uses the " 60 days controlled " language.

Even then, a change in the dosage of your medicine in the two months before

your trip would void your coverage for a related problem.'

'If you'd feel more comfortable with this coverage, look for the " controlled

preexisting condition " phrase in the fine print. Access America International,

Travel Guard, American Express and Travel Insurance PAK use this more-forgiving

phrase in their trip cancellation policies.

This coverage is offered by the same companies that offer overseas health

coverage. Use the toll-free numbers provided to ask about your destination.

Lists of excluded countries can be up to 60 destinations long and the lists

change.'

So if we can go for 2 months without an adjustment in Tim's various meds....

There's hope for that!

Inga