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Jodie - insurance

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Jodie,

I forgot to mention that since our policy became effective on 9/1, we

have to meet our deductible an maximum yearly out of pocket expenses

between now and 12/31, and then we get to start from zero again in

January (lucky us). Everything we paid towards the HMO doesn't

transfer over, and we we almost at our maximum out of pocket expenses

for the year with that policy.

Kim C.

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