[MiniGastricBypass]Questions about insurance& Packet

November 5, 2000

Help!!! I hope one of you guys can help me. I got my letter for my insurance

company from Dr. R today. But, I just decided to change insurance companies,

but it won't go into effect until January. A post-op I work with was already

denied under our plan with UnitedHealthcare. Our company also offers Cigna,

and they will cover if I can prove medical necessity. So...my problem is...do

I wait to turn in my packet to DR R until January... or do I go ahead and do

it now... then send out the letter to my insurance company... Will Dr. R's

office hold on to my packet for that long?? Has anyone run into this....

help!!! I hate having to wait until January...but if there's a chance that

they might approve it, I'll wait... plus by then I can have saved at least

half of the cost... and would only have to get a loan on the rest if they

don't.... anyone have any thoughts out there

thanks in advance

Fay. NC (MGB wannabe)

November 6, 2000

Hi ,

Wish I could answer your questions but I can't . A pre-op myself...Wanted

to let ya know we live bout 30-40 miles away from each other if u live in

fayetteville NC...

Keep in Touch!!!!

At 08:34 PM 11/5/00 EST, you wrote:

>Help!!! I hope one of you guys can help me. I got my letter for my insurance

>company from Dr. R today. But, I just decided to change insurance companies,

>but it won't go into effect until January. A post-op I work with was already

>denied under our plan with UnitedHealthcare. Our company also offers Cigna,

>and they will cover if I can prove medical necessity. So...my problem

is...do

>I wait to turn in my packet to DR R until January... or do I go ahead and do

>it now... then send out the letter to my insurance company... Will Dr. R's

>office hold on to my packet for that long?? Has anyone run into this....

>help!!! I hate having to wait until January...but if there's a chance that

>they might approve it, I'll wait... plus by then I can have saved at least

>half of the cost... and would only have to get a loan on the rest if they

>don't.... anyone have any thoughts out there

>thanks in advance

>

>Fay. NC (MGB wannabe)

>

Recommended Posts