Guest guest Posted October 16, 2000 Report Share Posted October 16, 2000 Hey you wonderful people you. The insurance gal told me to get a letter ready to include with the PCP's letter. I have been with this PCP for a year. and I have only visited with him once. SO he does not have my whole history and has never really asked. :-I not sure what he will write. I like the idea of putting word on a page for him. but i am not sure what to write. We have only been back in AZ for 17 months. and with this insurance that long. Hmmm WILL that hinder or help the process. The ins gal said that without pre-approval they will cover 80% of the cost. With pre-approval they will cover 100%. but if they review it for approval and do not approve. then they will pay nothing. Hmm what a twist. To go for the approval. But they state very clearly that they will cover it if diagnosed with morbid obesity. I have BMI of 55 that is clearly morbidly obese. YES??? how can they turn me down?? I guess I am afraid that because I have always been so healthy that they will wait until I am having alot more medical problems. My DH says that I should get it done no matter what. but he will not say which way I should go for. :-( I really would like to have them pay 100% but I do not want to risk losing the 80% payment. I really hate tough decisions !! ! So does anyone else have united Healthcare POS? and how did you go about getting your surgery? Thanks, Anita Tucson Quote Link to comment Share on other sites More sharing options...
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