Re: Curious about SSDI - state disability programs

September 20, 2004

I don't think all states have a temporary disability insurance. As far as I

know, there is no such thing in Alabama. Of course, that's one of the reasons

our property taxes are almost non-existent. (about $300 per year for a

$100,000 home) We tend to have few 'state sponsored' types of assistance and

those that we do have, you typically have to have a VERY low family income (less

than $20,000 or so a year) to qualify.

I suppose it's all a trade off. It's nice to have such low property taxes but

it would also be nice to have easier access to assistance if you need it. Oh,

well, such is life. I was fortunate to be able to get a disability retirement

from my job as a federal government employee. There are many, many people who

don't have that option. Believe me, it's not a benefit that I take lightly. A

day does not go by that I don't say a prayer of thanks that things have not been

worse for me financially, medically, and emotionally (as far as having

supportive family, friends, and doctors).

W

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September 20, 2004

,

actually, California's is a short-term disability insurance. My mistake

on putting the word temporary. My memory isn't the greatest these days.

And I completely understand about the job sponsored disability insurance

(similar to your disability retirement). I don't know what I would have

done without mine since my SSDI isn't a whole lot. And I thank my

employer very much for having the option.

Kimber

--

Kimber

Vallejo, CA

hominid2@...

Note: All advice given is personal opinion, not equal to that of a licensed

physician or health care professional.

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