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Letter of Appeal-NEED HELP PLEASE:)

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OK I sent in a letter of appeal yesterday. I called my insurance company and

the two reasons the surgery was denied was:

1 They offer NO coverage for obesity

2 Dr R was not in the network-DUH I KNEW THAT

So my options are now to appeal. Then if they deny it one more time then I

appeal for the final time THEN - This is where I get excited, I have a right

to a hearing-which means I go before the board and present my case, I am

very nervous about that because it WILL get to that, mark my word. NOW how

in the heck do I attack that?????????

Ang

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