Re: New and overwhelmed by cost

[Guest guest]

If there is a dental school nearby, and if you are comfortable (and

your daughter is comfortable) with the idea of being used to teach

students, you might find a cost break there. Some people have done

this and been very happy with the results. Others are troubled by the

idea of students doing the work, even under supervision.

Some have explored means of financing -- including home equity loans.

But talk with your financial advisors very carefully before you go

this route. I believe that if you are in the U.S., it may have some

tax advantages, but the other side is that you put your house up as

collateral for the loan. And you have to have a house, of course!

Good luck. Most orthos also offer a variety of payment plans, and

some give a discount if you borrow the money somewhere else and pay

them in full up front.

Cammie

> I joined this site for my daughter. I will introduce her to this

> site. She is almost 16 and will get braces for the second time in

> February in preparation for orthognathic surgery. I am overwhelmed

at

> the cost. Although the surgery is covered under medical insurance,

the

> ortho part is out of pocket. I am assuming most of you already

know

> this. I just got the expected out of pocket ortho cost at $6500.

>

> I can pay this out over 18 months. Is anyone aware of any other

> options besides biting the bullit and paying the ortho costs?

>

> Thanks,

>

> Lynda

[Guest guest]

Hi Lynda

I am one of those like Cammie mentioned who is having treatment at a

Dental School (Boston University School of Dental Medicine). The cost

for braces is a flat $3000 and I have the most wonderful orthodontist.

I never feel like he is a student and there are so many people around

him that he can consult with questions etc. I really like that

atmosphere (and have even learnt a thing or two myself! ) You can also

pay it my monthly installments or in lump sums - its up to you.

Good luck!

Joanna

> > I joined this site for my daughter. I will introduce her to this

> > site. She is almost 16 and will get braces for the second time in

> > February in preparation for orthognathic surgery. I am overwhelmed

> at

> > the cost. Although the surgery is covered under medical insurance,

> the

> > ortho part is out of pocket. I am assuming most of you already

> know

> > this. I just got the expected out of pocket ortho cost at $6500.

> >

> > I can pay this out over 18 months. Is anyone aware of any other

> > options besides biting the bullit and paying the ortho costs?

> >

> > Thanks,

> >

> > Lynda

[Guest guest]

My surgery was covered to an extent. I had to pay a deductable of

1300.00 to teh hospital and 1250.00 to my doctor. I also had to pay

2500.00 of my braces. I have been out a pretty penny and hope its

well worth it.

Hope this helps.

-- In orthognathicsurgerysupport , ceast36532

<no_reply@y...> wrote:

> If there is a dental school nearby, and if you are comfortable

(and

> your daughter is comfortable) with the idea of being used to teach

> students, you might find a cost break there. Some people have done

> this and been very happy with the results. Others are troubled by

the

> idea of students doing the work, even under supervision.

>

> Some have explored means of financing -- including home equity

loans.

> But talk with your financial advisors very carefully before you go

> this route. I believe that if you are in the U.S., it may have

some

> tax advantages, but the other side is that you put your house up

as

> collateral for the loan. And you have to have a house, of course!

>

> Good luck. Most orthos also offer a variety of payment plans, and

> some give a discount if you borrow the money somewhere else and

pay

> them in full up front.

>

> Cammie

>

>

> > I joined this site for my daughter. I will introduce her to

this

> > site. She is almost 16 and will get braces for the second time

in

> > February in preparation for orthognathic surgery. I am

overwhelmed

> at

> > the cost. Although the surgery is covered under medical

insurance,

> the

> > ortho part is out of pocket. I am assuming most of you already

> know

> > this. I just got the expected out of pocket ortho cost at

$6500.

> >

> > I can pay this out over 18 months. Is anyone aware of any other

> > options besides biting the bullit and paying the ortho costs?

> >

> > Thanks,

> >

> > Lynda