Re: I'm new here =] Im starting the process for this type of surgery

[Guest guest]

i'm with blue cross blue shield, they did in fact have a 1 year waiting plan,

and even with

the highest monthly premium, my out of pocket max for the year will still be

$12,500.

However, compared to the $41K in surgery fees (I had my upper jaw expanded and

moved

forward, lower jaw moved forward, and a chin implant), $3500 in anesthesia fees,

and god

knows what else in hospital fees, it is a bargain.

I had to fight my insurance company for 6 months to get them to cover my

orthognathic

surgery. In the end, the exact wording that got me in was " lifelong skeletal

deformity " ,

even though from the looks of it, I look totally normal, just with a small chin.

However, it

caused problems in my TM joint and problems with chewing, and even though

esthetically

i will look better afterwards, functionality was my number one goal.

have every single doctor you've ever seen write a letter to this effect, and

have a big stack

of paperwork ready when you begin, and you should be just fine.

Good luck!

Jen

Surgery date: Nov. 10th, 2005

>

> Basically i had my consultation today with an orthodontist. It looks

> like a 2 yr long road with a major surgery right smack in the middle.

> Basically i need to get my serious underbite fixed by cutting the bone

> out and moving the jaw back (i believe) and widening my maxilla's arch.

>

> along with braces of course.

>

> im curious which insurance plans you guys have and know of any that

> will cover such procedures? i heard kaiser permanente has but im

> unable to see exactly in their guidelines pertaining to orthognathic

> surgery.

>

> 10-15k is a lot of money heh and the surgery wouldnt be till a year

> from now so i think i should get my foot in the door because maybe

> there is a 1 yr time cycle before they will cover extreme surgeries.

>

> any help would be appreciated =]

>

> -glenn m.

>