Chris R: Insurance Issues

[Guest guest]

You said that your insurance will run out when Charissa turns 22.

Did you know that you can apply for guardianship and then she should

be covered under your policy for as long as she needs to be? We

have been looking into this for Max. Our insurance will only cover

him until he is 19, or longer if he is a full-time student. Since

we know he will not be a full-time college student, this is an issue

for us. Max's case manager recommended applying for guardianship

and we are waiting to get an appt. with an attorney to set things

rolling.

We are also looking into transitional services. I have contacted

the Jewish Vocational Servic and they are supposed to be receiving a

grant to evaluate and assess kids during their junior year of high

school instead of waiting until they turn 18 or graduate, as the New

Jersey Division of Vocational Rehab does. Max will be included in

this pilot program. I am hoping that since they cover all sorts of

aspects of the young adult's life, they will have advice and

direction for us regarding medical care, insurance, possible Social

Security, etc. There just is no one here to guide us.

I know that you sent me an email awhile ago with suggestions, but I

cannot find it. (My usual state of mind these days.)

Hey - I am OLDER than you! Can you believe it? I'm 49, but will

never admit to turning 50 when that time comes. That just seems too

old.

Jodi Z