Re: Re: Crohn's - Approved for Disability

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They go way back looking for pre-existing depending on the company.  They also constantly call your doctors for updates but you should always opt-in for ltd at work.  They approved me, dropped me for six to eight months--approve me again (as I was trying to get by and see the doctors, etc.) then if I couldn't afford the tests and medicine, they put 'non-compliant' until you get picked up by insurance again.  My employer 'fired' and re-hired me three times.  I finally had to walk away.  It's insane what they put you through.

 

Just saying,,,it's not an easy road to take.  Once you get on Federal--(Texas doesn't have state benefits) it's very hard to find a gastro doc who takes Medicaid/Medicare who also knows a thing about Crohn's Disease.  Mine tells me to go see " the expert " in Galveston and I live in Houston.

 

Some ltd require you to get copies of all records going back to day one.  When you are extremely ill and are required to seek counseling (company rules), all your other doctor appointments and tests, get copies of all your records and answer all their phone calls, it is like another full-time job.

 

Just FYI depending on the company, ltd and state you live in I guess.  You need to find out 'everything' before you do this if possible.  It seems like something you're thrown into rather than choose imho.

 

I have applied for disability through my employer and they determined I have a loss of earnings due to the disease. It is very hard to qualify for any state coverage but if you are employed you probably have coverage that you may not know about because you don't pay for the premiums. Most employers offer group ltd and if you have had a loss of time and earnings due to fatigue, urgency, stomach pain or frequent bathroom trips you should qualify.

Did you ask your hr person about the group plan? >

> Hi everyone,> > Sorry everyone, this is sort of off topic from SCD. I have been an SCD follower > for a long time. Returned to the diet two years ago with more dedication. Fell

> off the wagon several times, breaking the diet for months at a time. Single guy, > sick of cooking haha.  I deal with it and am much better at it than I ever > thought I would be.  Cooking problem solved for now.  HOWEVER!  I had a 4 day

> stay in the hospital two weeks back. Now talks of drugs and such. I have a > stricture (bowel obstruction/blockage etc.)  Even more reason for me to adhere > to SCD 110%, with more dedication than ever before.  I am willing to do that!

> > Question for you all!!!!> > I realize we all deal with an uphill battle with our sickness (UC, CD, Celiac, > etc.). Many people in this country have chronic illnesses that there are no

> cures for.  This is a fact unfortunately for Crohn's disease.  Now, I am looking > into disability to see what my options are.  Not because I don't want to work.  > Trust me, taking a huge pay cut is not a popular idea with me since I have bills

> coming out my ears.  My question is, how many people with Crohn's can get > approved for disability?  Ideally I think a couple years on disability would be > good for me to heal, de-stress, and work on getting healthy.  Then I would

> return to work....in a perfect world.  If anyone out there has been approved for > disability for Crohn's, UC or Celiac, would you please contact me and tell me > your story about how you were approved, how long it took, and how much support

> you received financially after approved, as well as the medical coverage you > were provided during that time.  Also, how did they go about evaluating if your > case was severe enough to get approved. 

> > I heard 60% of people who apply for disability are denied the first time and it > usualy takes three or four times applying before a person is approved.  Is this > true?  And does a person potentially need to hire a lawyer to be more

> effective in getting their case file approved?> > Thanks to everyone who is on this list. Sorry this was not really an SCD post.> > -WA State> 34 years old and CD since I was 17. SCD, Prednisone, Other drugs

>

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41 cd

scd 12/05

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In Louisiana .. the only short term disability is through an employer .. IF offered and IF paid into it by yourself.. Such as maternity leave.. Then becareful when filing taxes.. That income in different.. If I remember right.. you of course can't use it towards the Earned Income Credit.. Because the money was not Earned..Yet I think I had to pay FICA out of it... My sister was in ICU and on the vent for a month and out of work for 3 months.. She got nothing because of no short term disability policy through her work and nothing is offered for short term by federal or state..

To: BTVC-SCD Sent: Wed, October 6, 2010 1:24:59 AMSubject: Re: Crohn's - Approved for Disability

I have applied for disability through my employer and they determined I have a loss of earnings due to the disease. It is very hard to qualify for any state coverage but if you are employed you probably have coverage that you may not know about because you don't pay for the premiums. Most employers offer group ltd and if you have had a loss of time and earnings due to fatigue, urgency, stomach pain or frequent bathroom trips you should qualify.Did you ask your hr person about the group plan?>> Hi everyone,> > Sorry everyone, this is sort of off topic from SCD. I have been an SCD follower > for a long time. Returned to the diet two years ago with more dedication. Fell > off the wagon several times,

breaking the diet for months at a time. Single guy, > sick of cooking haha. I deal with it and am much better at it than I ever > thought I would be. Cooking problem solved for now. HOWEVER! I had a 4 day > stay in the hospital two weeks back. Now talks of drugs and such. I have a > stricture (bowel obstruction/blockage etc.) Even more reason for me to adhere > to SCD 110%, with more dedication than ever before. I am willing to do that!> > Question for you all!!!!> > I realize we all deal with an uphill battle with our sickness (UC, CD, Celiac, > etc.). Many people in this country have chronic illnesses that there are no > cures for. This is a fact unfortunately for Crohn's disease. Now, I am looking > into disability to see what my options are. Not because I don't want to work. > Trust me,

taking a huge pay cut is not a popular idea with me since I have bills > coming out my ears. My question is, how many people with Crohn's can get > approved for disability? Ideally I think a couple years on disability would be > good for me to heal, de-stress, and work on getting healthy. Then I would > return to work....in a perfect world. If anyone out there has been approved for > disability for Crohn's, UC or Celiac, would you please contact me and tell me > your story about how you were approved, how long it took, and how much support > you received financially after approved, as well as the medical coverage you > were provided during that time. Also, how did they go about evaluating if your > case was severe enough to get approved. > > I heard 60% of people who apply for disability are denied the first time and it

> usualy takes three or four times applying before a person is approved. Is this > true? And does a person potentially need to hire a lawyer to be more > effective in getting their case file approved?> > Thanks to everyone who is on this list. Sorry this was not really an SCD post.> > -WA State> 34 years old and CD since I was 17. SCD, Prednisone, Other drugs>