Guest guest Posted July 21, 2009 Report Share Posted July 21, 2009 Well... I was denied on my appeal to BCBS regarding speech therapy for Verbal Apraxia. The private plan which is administered by BCBS (Blue Cross Blue Shield) has a clause which states that speech therapy for a dependent older than 9 years old can only be considered if it is a result of an injury or accident OR rehabilitative. My child is 11yrs old with Down Syndrome, Hypotonia, Verbal Apraxia, Sensorimotor Deficit, Chronic Otitis media, Sleep Apnea and Coordination disorder. My child looks worse on paper! I appealed the initial denial of coverage with a medical necessity letter from his ENT as my child has hearing loss directly related to Otitis media and a permanent perforation in his right ear. A medical nec. letter from his speech therapist stating diagnose of Verbal Apraxia. A letter of medicla nec. from Pediatrician stating he needs to be able to tell his medical service providers what his medical needs are therefore speech therapy med. nec. I wish to request a clarification on BCBS denial to my appeal as they state his speech therapy " appears " to be related to developmental care, which of course they don't cover. My question is, does hearing loss as result of an injury such as a perforated ear drum, affect someone with Verbal Apraxia and how? Is speech therapy medically necessary to rehabilitate speech that is lost due to hearing loss in an individual with Verbal Apraxia? Anyone with advice? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 23, 2009 Report Share Posted July 23, 2009 Apraxia is a lifelong condition; HOWEVER, the speech therapy is " rehabilitative " because the goal is to either get your child talking or develop a language communication system, which you could still use a speech therapist to teach your child sign language (good premise)through the help of a speech therapist. If the insurance company does not pay for your child to be treated for this condition, then they are " disabling " your child for life. Does your insurance provide disability and if not, would you meet the income requirements to get SSI for your child (assuming you live in the USA) and then your child gets automatic medicaid (most states) and can get the services. Social Security can tell you the maximum amount monthly that you can make and still get SSI for your child. If you are eligible for even $1, then they give you medicaid. I think for a married couple, it is $3000 or more (it changes every year). If you are married and one of you with all children included would meet the eligibility requirements, then you can file a " Complaint for Separate Maintenance " in Superior Court of your county and then, your child would be eligible. Does this help any? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 24, 2009 Report Share Posted July 24, 2009 I don't know if I believe that . I think that epilepsy and seizures have a lot to do with apraxia and I believe that children can improve or recover completely if the abnormal electric activity in the brain can be lessened or ceased. I am beginning to learn that there are gastrointestinal relationships to epilepsy and that a gluten free diet can improve symptoms significantly in some people. > > Apraxia is a lifelong condition; HOWEVER, the speech therapy is " rehabilitative " because the goal is to either get your child talking or develop a language communication system, which you could still use a speech therapist to teach your child sign language (good premise)through the help of a speech therapist. If the insurance company does not pay for your child to be treated for this condition, then they are " disabling " your child for life. Does your insurance provide disability and if not, would you meet the income requirements to get SSI for your child (assuming you live in the USA) and then your child gets automatic medicaid (most states) and can get the services. > Social Security can tell you the maximum amount monthly that you can make and still get SSI for your child. If you are eligible for even $1, then they give you medicaid. I think for a married couple, it is $3000 or more (it changes every year). If you are married and one of you with all children included would meet the eligibility requirements, then you can file a " Complaint for Separate Maintenance " in Superior Court of your county and then, your child would be eligible. > Does this help any? > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 24, 2009 Report Share Posted July 24, 2009 Yes thank you. I am however requesting a clarification on the denial from BCBS as to why they deem speech therapy for Verbal Apraxia as developmental care. Additionally having the private insurance address hearing loss impacting communication disorder and loss of language which speech therapy would rehabilitate. Its worth a shot I think.. I am relatively new to this group and I am very grateful for all the support and information the members offer. I do not feel alone in my plight with my son of special needs. ________________________________ From: <agirlnamedsuess@...> Sent: Thursday, July 23, 2009 3:53:14 PM Subject: [ ] Re: Verbal Apraxia and Hearing Loss Apraxia is a lifelong condition; HOWEVER, the speech therapy is " rehabilitative " because the goal is to either get your child talking or develop a language communication system, which you could still use a speech therapist to teach your child sign language (good premise)through the help of a speech therapist. If the insurance company does not pay for your child to be treated for this condition, then they are " disabling " your child for life. Does your insurance provide disability and if not, would you meet the income requirements to get SSI for your child (assuming you live in the USA) and then your child gets automatic medicaid (most states) and can get the services. Social Security can tell you the maximum amount monthly that you can make and still get SSI for your child. If you are eligible for even $1, then they give you medicaid. I think for a married couple, it is $3000 or more (it changes every year). If you are married and one of you with all children included would meet the eligibility requirements, then you can file a " Complaint for Separate Maintenance " in Superior Court of your county and then, your child would be eligible. Does this help any? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 24, 2009 Report Share Posted July 24, 2009 Try also joining:: _ASDInsuranceHelp _ (mailto:ASDInsuranceHelp ) . Good group to post all types of health insurance questions just like the one u are posting. It might be a question of the provider using different coding and submutting a different way. **************A Good Credit Score is 700 or Above. See yours in just 2 easy steps! (http://pr.atwola.com/promoclk/100126575x1222377105x1201454426/aol?redir=http://\ www.freecreditreport.com/pm/default.aspx?sc=668072 & hmpgID=115 & bcd =JulystepsfooterNO115) Quote Link to comment Share on other sites More sharing options...
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