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insurances- do they cover speech therapy?

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hi- wondering if and when we get insurance through Oxford or United if we can

actually have private speech covered through them. I understand it is covered if

the child has CP or other clinical issues and needs speech...but wjat about

plain apraxia?

Does anyone have experience in New Jersey with these insurances?

My son just turned 2, and we don't have formal diagnosis..but I can get one

probably if needed for the insurance to have it in black and white that he has

apraxia...or is it good to get another code..which are covered by insurances?

(yes, have the late talker book, but wanted to hear about recent NJ

experiences).

I really appreciate any info from parents- thanks!

Iveta

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