Guest guest Posted October 26, 2009 Report Share Posted October 26, 2009 Hi there - I have UHC as well, and they are VERY difficult to get to pay claims once a child is over 3 years old - read your policy carefully! I have found a speech therapy group in the Galleria area that is in-network for UHC and are very vigilent about getting claims reimbursed. The way they work it, though, is that you pay up front for the services, and if they ever get paid from the insurance company they refund you. They charge you what their contracted rate is with UHC for the sessions, so a 1-hour assessment is $75 (steal!) and then 30-minute sessions are $73 (so if 2x a week $146). If anyone is interested, e-mail me and I will provide the person's contact name. She seemed very familiar with Apraxia of Speech and the therapist in the group my daughter started with seems knowledgeable as well. We'll see how it goes. I figure something is better than nothing at this point. We've been going out-of-network and trying to get reimbursed and it was a nightmare. This speech practice also told me up front that what they would do was send in the assessment and see if UHC would approve further sessions before sending in any claims. She said they usually approve a date range. Then I had the choice of paying up front and starting in hopes of being refunded at some point, or waiting until we got approval before starting sessions - decided the former because my daughter needs it. It hurts financially, but what to do? The only way UHC reconsidered and approved some of the claims from this year was to exhaust our appeals and then ask my husband's HR Dept. to contact them directly and ask them why they were denying and then they all of a sudden approved the 1st 30 visits of the year (we have a 30 visit limit - but you can get more approved if medically necessary - they don't tell you that though. Just automatically deny it and you have to appeal. Now have to appeal the rest of the visits again.) I'm going to keep fighting, and get my husband's HR involved again to get the rest of the sessions approved that we've already done. It's so hard. Then hopefully the people I'm working with now will be able to handle it from there. I got so frustrated, I even started a website - www.speechot-initiative.web.officelive.com Hope that helps! Diane > > You really have to get creative to search for therapists. I didn't have any in network therapists listed online less than about 50 miles away. I even called UHC to ask about any closer therapists who were in network. Finally, I thought of the local hospitals and the children's hospital and found that there were pediatric therapists at both that took our insurance. We had a very short wait to get Nate in for an eval for speech at the children's hospital. We are about 45 min away from the children's hospital--yet it was well worth the drive to get an apraxia diagnosis. I found the young therapist at All Children's to be much more knwledgeable about apraxia than any private or public school therapist my son has had. In fact, over the course of our conversation, she pointed out some things the school therapist was doing in speech that were counterproductive for a child w/apraxia. > > Keep searching--just start making phone calls-- > Colleen > Quote Link to comment Share on other sites More sharing options...
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