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Hi All

I wonder if someone could please explain to me the way the Health Insurance

operates in America?

For example, do you take out your own insurance policy? Or are you locked in

to a health plan via your Company, that you or partner work for?

How long does the policy last for? 1,2,3 years?

Once the policy expires, do you have to change Doctors, Rheumatologists, for

the next policy?

If so, are your medical records transferred to the next Rheumatologist, or

do you start again from scratch?

I get the impression that you are ONLY allowed so many visits to the

Rheumatologist per year, paid for by the Policy. If you then need an

emergency appointment, do you pay yourself?

I am hoping someone will be able to explain this system to me.

Love and God Bless

Gillian

A friend is, as it were, a second self.

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