Re: Mold and Real Estate

[Guest guest]

Please look atCongressman Conyers web site. I believe this good man is

attempting to get legislation that would help us all. The bill going

through congress at this time is HR 5040. If you search with " HR 5050 " you

will find his web site.

It would behoove us all to read this legislation and if you agree with him

to write to your representatives to help Congressman Conyers through the

House of Representatives.

Sincerely

Larry N. McQuarie, Sr.

>From: " Al Tibbs " <closerlook@...>

>Reply-

>< >

>Subject: [] Mold and Real Estate

>Date: Wed, 25 Sep 2002 05:48:28 -0400

>

>As a professional inspector that has performed 4000 private building

>inspections, acted as both arbitrator and expert witness and have training

>and certification in IAQ matters. I see one of the biggest problems as

>non-disclosure. Too many real estate professionals downplay mold, water

>damage, odors, etc. Many less qualified or less experienced inspectors fell

>pressure from agents and don't want to lose future referrals so they too,

>downplay. Hencem we have a situation where unknowing consumers are being

>sold homes with water and mold problems. One solution, get behind effort to

>pass legislations which prevent real estate referrals of home inspectors.

>

>Al Tibbs, CIAQM, CIAQT (pending)

>www.ohiotoxicmold.com

>www.closerlookinspection.com

_________________________________________________________________

Send and receive Hotmail on your mobile device: http://mobile.msn.com

[Guest guest]

Conyers Mold Legislation -

After reviewing the Conyers Toxic Mold Legislation, I make

the following comments and suggestions.

In the area of those that have been trying to effect Legislation

dealing with Insurance coverage and Mold, over a third of the

Legislation deals with those with insurance problems. If that meets

their needs, I support them.

For those of us that have been infected by Toxic Mold, without

insurance issues, due to illegal construction and corrupt government

inspectors, we are not covered by this Legislation because there

appears to be no discussion of issues like Statute of Limitations,

Sovereign Immunity or Government corruption. Those are the kinds of

legal hurdles Congress should be dealing with.

Throughout the Legislation, references are made about National

Institute of Health studies. For those unaware, NIH has an ongoing

study that is about half done. The Chair of the study has stated in

trials, as a witness for insurance companies, that " Toxic Mold is no

big deal " . So much for objective research from the NIH. The decision

of what is to be " reported " seems to have already been determined.

There is great mention made of HUD. Sadly, HUD only insures those

loans that are part of a HUD program. This comes from HUD itself as

well as Vice-President Cheney. Also, HUD made funds available to

research Toxic Mold in how it relates to Asthma. They make grants of,

in some Metro areas, of $850,000. This is not enough to cover a few

mid priced homes that have to be razed and rebuilt due to Toxic Mold.

These funds also have to, it appears, cover schools and public

housing.

The EPA has told me that they are not allowed, due to the Laws

Congress made, to go into the issues of Air Quality or Toxic Mold in

homes or ground contamination that Toxic Mold causes. President Bush

and Senator Kennedy told them to review these issues for me and that

was their reply.

There is also mention of other issues of banks that are covered by

FDIC and the such. Sadly, during the government licensed Bank

construction inspections, many of the factors that contribute to

Toxic Mold are missed or ignored. Many of these banks hire local

government inspectors to do the banks inspections. This is a conflict

of interest because the local inspector has to coverup the illegal

construction they allow builders to perform. A decade ago I confirmed

these facts that many covered FDIC banks use moonlighting local town

inspectors. This answer was given by the FDIC in response to my

investigation of billions of dollars in bad loans that led to many

failed banks that we taxpayers had to bail out.

The part of the Legislation that is an insult, especially after

having told the staff of Congressman Conyers, is Section 103, 3 ©.

It calls for having State and local building inspectors establish the

standards. It most cases, as I told the Congressman's staff and

provided them with government documents, it is these people that are

openly allowing the standards to be broken. To now give them full

authority is a slap in the face to many of us that have been fighting

this issue for far too many years. It would seem that the Congressman

and his staff never bothered to listen or read the Public Record

Documents provided. He ignores the issue that has allowed Toxic Mold

for the majority of us across the Country.

In the area of funding for Public buildings and schools, there is no

dollar figure assigned. I have seen several studies that state that

in the issue of schools Nationwide the cost would be as high as 75 to

100 Billion dollars. Where does that money come from? What services

are going to be cut or what new taxes will be added to pay for it?

The taxpayers will want an answer. I certainly would.

The Legislation calls for a mold inspection before the sale or lease

of real property. Who is going to pay for it? Will this cost not be

passed along to the buyer or renter? We already pay government

inspectors for many of these services. Shouldn't the qualified and

non-corrupt ones do this from the local taxes we already pay?

There is language that states conditions that facilitate indoor mold.

What are those conditions? Does this include illegal construction and

corrupt building inspectors? It needs to be defined. If the condition

is corrupt building inspectors, where in the Legislation is the issue

discussed? Where in the Legislation is there accountability for these

corrupt officials?

In the area of tax credit for mold inspections and remediation, a top

figure of $50,000 is given. In many cases, this is far too low. In

many cases the cost would be hundreds of thousands of dollars. Where

some are covered by insurance, what about those that are not? As an

example, if an entire home and its contents were destroyed by Toxic

Mold and the cost was 500 thousand dollars, the family would lose 450

thousand dollars if they were not covered by insurance because the

mold came from illegal construction and government inspections. The

Legislation does nothing to answer these issues. In most documented

cases, Toxic Mold is usually a byproduct of illegal allowed

construction by corrupt government inspectors. Why is there no

accountability? By the way, what is the estimated National Tax Credit

going to total and how is it going to be replaced in the Budget?

These are just some observations. Most of the rest of the Legislation

deals with those consumer groups that are fighting insurance

companies. Most consumer groups are fighting the issue of Toxic Mold

that is caused by illegal construction that is allowed by corrupt

government inspectors. Those of us that are under this venue have no

insurance coverage due to the corruption issue. The Legislation does

nothing for us.

While this Legislation is a start, I consider it only a draft of what

should be considered. There are too many areas that are ignored or

left out. Before I can offer any form of support, I need to see some

major changes that will help and protect many of us across America.

These pages do nothing to protect us from those that have caused or

allowed the Toxic Mold conditions to exist. The Legislation relies

upon many of those guilty for the proliferation of Toxic Mold for

advice and consent.

Ken Moulton

> Please look atCongressman Conyers web site. I believe this

good man is

> attempting to get legislation that would help us all. The bill

going

> through congress at this time is HR 5040. If you search with " HR

5050 " you

> will find his web site.

>

> It would behoove us all to read this legislation and if you agree

with him

> to write to your representatives to help Congressman Conyers

through the

> House of Representatives.

>

> Sincerely

> Larry N. McQuarie, Sr.

>

>

> >From: " Al Tibbs " <closerlook@s...>

> >Reply-@y...

> ><@y...>

> >Subject: [] Mold and Real Estate

> >Date: Wed, 25 Sep 2002 05:48:28 -0400

> >

> >As a professional inspector that has performed 4000 private

building

> >inspections, acted as both arbitrator and expert witness and have

training

> >and certification in IAQ matters. I see one of the biggest

problems as

> >non-disclosure. Too many real estate professionals downplay mold,

water

> >damage, odors, etc. Many less qualified or less experienced

inspectors fell

> >pressure from agents and don't want to lose future referrals so

they too,

> >downplay. Hencem we have a situation where unknowing consumers are

being

> >sold homes with water and mold problems. One solution, get behind

effort to

> >pass legislations which prevent real estate referrals of home

inspectors.

> >

> >Al Tibbs, CIAQM, CIAQT (pending)

> >www.ohiotoxicmold.com

> >www.closerlookinspection.com

>

>

>

>

> _________________________________________________________________

> Send and receive Hotmail on your mobile device:

http://mobile.msn.com

[Guest guest]

What I don't understand is the fact that the military has information and studies about acute mycotoxin exposure, and it is definitive. Proven is the fact that Tricothecenes are deadly, and what their effects are on the body. Why can't the non Department Of Defense (DOD) entities share information with the DOD? All they have to do is expand on the known information, not start all over again. I guess this would be too easy, and Govt. doesn't like easy, there is no job security.

E. Brad Marsh -----Original Message-----From: kmoultonus [mailto:kenhmoulton@...]Sent: Thursday, September 26, 2002 1:57 PM Subject: [] Re: Mold and Real Estate

Conyers Mold Legislation - After reviewing the Conyers Toxic Mold Legislation, I make the following comments and suggestions.In the area of those that have been trying to effect Legislation dealing with Insurance coverage and Mold, over a third of the Legislation deals with those with insurance problems. If that meets their needs, I support them.For those of us that have been infected by Toxic Mold, without insurance issues, due to illegal construction and corrupt government inspectors, we are not covered by this Legislation because there appears to be no discussion of issues like Statute of Limitations, Sovereign Immunity or Government corruption. Those are the kinds of legal hurdles Congress should be dealing with.Throughout the Legislation, references are made about National Institute of Health studies. For those unaware, NIH has an ongoing study that is about half done. The Chair of the study has stated in trials, as a witness for insurance companies, that "Toxic Mold is no big deal". So much for objective research from the NIH. The decision of what is to be "reported" seems to have already been determined.There is great mention made of HUD. Sadly, HUD only insures those loans that are part of a HUD program. This comes from HUD itself as well as Vice-President Cheney. Also, HUD made funds available to research Toxic Mold in how it relates to Asthma. They make grants of, in some Metro areas, of $850,000. This is not enough to cover a few mid priced homes that have to be razed and rebuilt due to Toxic Mold. These funds also have to, it appears, cover schools and public housing.The EPA has told me that they are not allowed, due to the Laws Congress made, to go into the issues of Air Quality or Toxic Mold in homes or ground contamination that Toxic Mold causes. President Bush and Senator Kennedy told them to review these issues for me and that was their reply.There is also mention of other issues of banks that are covered by FDIC and the such. Sadly, during the government licensed Bank construction inspections, many of the factors that contribute to Toxic Mold are missed or ignored. Many of these banks hire local government inspectors to do the banks inspections. This is a conflict of interest because the local inspector has to coverup the illegal construction they allow builders to perform. A decade ago I confirmed these facts that many covered FDIC banks use moonlighting local town inspectors. This answer was given by the FDIC in response to my investigation of billions of dollars in bad loans that led to many failed banks that we taxpayers had to bail out.The part of the Legislation that is an insult, especially after having told the staff of Congressman Conyers, is Section 103, 3 ©. It calls for having State and local building inspectors establish the standards. It most cases, as I told the Congressman's staff and provided them with government documents, it is these people that are openly allowing the standards to be broken. To now give them full authority is a slap in the face to many of us that have been fighting this issue for far too many years. It would seem that the Congressman and his staff never bothered to listen or read the Public Record Documents provided. He ignores the issue that has allowed Toxic Mold for the majority of us across the Country.In the area of funding for Public buildings and schools, there is no dollar figure assigned. I have seen several studies that state that in the issue of schools Nationwide the cost would be as high as 75 to 100 Billion dollars. Where does that money come from? What services are going to be cut or what new taxes will be added to pay for it? The taxpayers will want an answer. I certainly would.The Legislation calls for a mold inspection before the sale or lease of real property. Who is going to pay for it? Will this cost not be passed along to the buyer or renter? We already pay government inspectors for many of these services. Shouldn't the qualified and non-corrupt ones do this from the local taxes we already pay?There is language that states conditions that facilitate indoor mold. What are those conditions? Does this include illegal construction and corrupt building inspectors? It needs to be defined. If the condition is corrupt building inspectors, where in the Legislation is the issue discussed? Where in the Legislation is there accountability for these corrupt officials?In the area of tax credit for mold inspections and remediation, a top figure of $50,000 is given. In many cases, this is far too low. In many cases the cost would be hundreds of thousands of dollars. Where some are covered by insurance, what about those that are not? As an example, if an entire home and its contents were destroyed by Toxic Mold and the cost was 500 thousand dollars, the family would lose 450 thousand dollars if they were not covered by insurance because the mold came from illegal construction and government inspections. The Legislation does nothing to answer these issues. In most documented cases, Toxic Mold is usually a byproduct of illegal allowed construction by corrupt government inspectors. Why is there no accountability? By the way, what is the estimated National Tax Credit going to total and how is it going to be replaced in the Budget?These are just some observations. Most of the rest of the Legislation deals with those consumer groups that are fighting insurance companies. Most consumer groups are fighting the issue of Toxic Mold that is caused by illegal construction that is allowed by corrupt government inspectors. Those of us that are under this venue have no insurance coverage due to the corruption issue. The Legislation does nothing for us.While this Legislation is a start, I consider it only a draft of what should be considered. There are too many areas that are ignored or left out. Before I can offer any form of support, I need to see some major changes that will help and protect many of us across America. These pages do nothing to protect us from those that have caused or allowed the Toxic Mold conditions to exist. The Legislation relies upon many of those guilty for the proliferation of Toxic Mold for advice and consent.Ken Moulton> Please look atCongressman Conyers web site. I believe this good man is > attempting to get legislation that would help us all. The bill going > through congress at this time is HR 5040. If you search with "HR 5050" you > will find his web site.> > It would behoove us all to read this legislation and if you agree with him > to write to your representatives to help Congressman Conyers through the > House of Representatives.> > Sincerely> Larry N. McQuarie, Sr.> > > >From: "Al Tibbs" <closerlook@s...>> >Reply-@y...> ><@y...>> >Subject: [] Mold and Real Estate> >Date: Wed, 25 Sep 2002 05:48:28 -0400> >> >As a professional inspector that has performed 4000 private building > >inspections, acted as both arbitrator and expert witness and have training > >and certification in IAQ matters. I see one of the biggest problems as > >non-disclosure. Too many real estate professionals downplay mold, water > >damage, odors, etc. Many less qualified or less experienced inspectors fell > >pressure from agents and don't want to lose future referrals so they too, > >downplay. Hencem we have a situation where unknowing consumers are being > >sold homes with water and mold problems. One solution, get behind effort to > >pass legislations which prevent real estate referrals of home inspectors.> >> >Al Tibbs, CIAQM, CIAQT (pending)> >www.ohiotoxicmold.com> >www.closerlookinspection.com> > > > > _________________________________________________________________> Send and receive Hotmail on your mobile device: http://mobile.msn.comFAIR USE NOTICE:This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democracy, scientific, and social justice issues, etc. We believe this constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. For more information go to: http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond 'fair use', you must obtain permission from the copyright owner.

[Guest guest]

The real answer is MONEY! Campaign contributions can buy many things

like TV and Newspaper ads. It also can buy silence by politicians.

Look at Government Public Records and see who the major campaign

contributors are. You'll see insuraqnce, real estate, home builders

and so on.Don't forget that Doctors make big money from insurance and

government grants. If they used the Military data, no government

grant study money.

If news in your neighborhood got out that your home had dangerous

toxic mold, who would want to buy a home there? It is all about money.

This is how most governmet works. It stinks worse that Toxic Mold!

Ken

> > Please look atCongressman Conyers web site. I believe this

> good man is

> > attempting to get legislation that would help us all. The bill

> going

> > through congress at this time is HR 5040. If you search with " HR

> 5050 " you

> > will find his web site.

> >

> > It would behoove us all to read this legislation and if you agree

> with him

> > to write to your representatives to help Congressman Conyers

> through the

> > House of Representatives.

> >

> > Sincerely

> > Larry N. McQuarie, Sr.

> >

> >

> > >From: " Al Tibbs " <closerlook@s...>

> > >Reply-@y...

> > ><@y...>

> > >Subject: [] Mold and Real Estate

> > >Date: Wed, 25 Sep 2002 05:48:28 -0400

> > >

> > >As a professional inspector that has performed 4000 private

> building

> > >inspections, acted as both arbitrator and expert witness and

have

> training

> > >and certification in IAQ matters. I see one of the biggest

> problems as

> > >non-disclosure. Too many real estate professionals downplay

mold,

> water

> > >damage, odors, etc. Many less qualified or less experienced

> inspectors fell

> > >pressure from agents and don't want to lose future referrals so

> they too,

> > >downplay. Hencem we have a situation where unknowing consumers

are

> being

> > >sold homes with water and mold problems. One solution, get

behind

> effort to

> > >pass legislations which prevent real estate referrals of home

> inspectors.

> > >

> > >Al Tibbs, CIAQM, CIAQT (pending)

> > >www.ohiotoxicmold.com

> > >www.closerlookinspection.com

> >

> >

> >

> >

> > _________________________________________________________________

> > Send and receive Hotmail on your mobile device:

> http://mobile.msn.com <http://mobile.msn.com>

>

>

> FAIR USE NOTICE:

>

> This site contains copyrighted material the use of which has not

always been

> specifically authorized by the copyright owner. We are making such

material

> available in our efforts to advance understanding of environmental,

> political, human rights, economic, democracy, scientific, and

social justice

> issues, etc. We believe this constitutes a 'fair use' of any such

> copyrighted material as provided for in section 107 of the US

Copyright Law.

> In accordance with Title 17 U.S.C. Section 107, the material on

this site is

> distributed without profit to those who have expressed a prior

interest in

> receiving the included information for research and educational

purposes.

> For more information go to:

http://www.law.cornell.edu/uscode/17/107.shtml.

> <http://www.law.cornell.edu/uscode/17/107.shtml.> If you wish to

use

> copyrighted material from this site for purposes of your own that

go beyond

> 'fair use', you must obtain permission from the copyright owner.

>

>