Re: insurance costs this is ofr and other Kolb pts

[Guest guest]

I seriously don't know what other Doctors offer for 'after care'. I

only know what I have received from Dr. Kolb. I guess professional

advice concerning the protocol, email, and phone calls all would

classify as after care for me. If I lived close to her, any

appointment that I had would be at no charge and considered after

care as well. But since I don't live close, a phone call or email

is nice to have. I know for me, the after care part has been

important as I had a relapse in some joint pain...and I needed to

have further advice on that. I take 'antibiotic misuse'

seriously...and don't like to over do it if you know what I mean.

But I know something is going on in my body when all my pain was

gone...but returned about 10 days after I stopped taking all meds.

Then it got better again after I started the meds. I believe there

is so much to this disease that most, including me, do not

understand. Try as I may...immune illnesses are very complex...and

I need professional advice when it comes to these problems. I don't

know, or probably won't ever know, if the Protocol worked. My

protocol needed to be adjusted a couple of times geared to my

personal issues I was having. At the point I was at, I just wanted

to get better..and if there was a greater chance of me recovering

taking the protocol, then I was going to grab it. I'd certainly

like to think that it wasn't all for nothing...and I guess if I had

to give advice to someone who would like to know if they should or

shouldn't take the supplements, I would have to say go for it...as

you have nothing to lose. Again...everyone's opinion on this is

different..and that's ok.

> > > > > , just had to add another comment on the price

> > situation, it

> > > > drove me

> > > > > up a wall today! I went back through all my notes with Dr.

Feng

> > > > and also Dr.

> > > > > Kolb, and I wanted to share with you, and the group what I

did

> > > > find. First of

> > > > > all, Dr. Feng's prices are not a flat rate when it comes to

> > > > insurance pay ,

> > > > > (like in my instance) only self pay. Maybe when you saw her

> > > > , but not

> > > > > from my notes, and estimates from her office for me. First

of

> > all,

> > > > self pay

> > > > > rates, and insurance rates are completely different. (I

have

> > > > worked with

> > > > > Farmers ins. for over 8 years, and am familiar with health

> > plans,

> > > > and

> > > > > claims.) With the self pay, you have to pay the amount or

> > partial

> > > > up front,

> > > > > to cover the whole surgery, so there is no loss to the

doctor

> > > > whatsoever. If

> > > > > they go over in time, they usually have no recourse but to

ask

> > you

> > > > to pay the

> > > > > rest, or leave it be. (Usually the later case) With

insurance

> > > > pay, the

> > > > > doctors office will bill the insurance, and in almost all

> > cases,

> > > > there is a

> > > > > cap out amount on each service, such as the explant, and

also

> > on

> > > > the OR &

> > > > > anesthesia, and they will never get the full amount of the

> > entire

> > > > surgery.

> > > > > As in my case, my insurance did not cover the full

$12,000, (I

> > > > found a

> > > > > statement from last week) only about 65% of that, as that

was

> > > > their cap out

> > > > > amount for explant. So therefore, their are some doctors

that

> > will

> > > > not go

> > > > > with certain companies, as they know they will only cover

say

> > > > $8,000 for an

> > > > > explant, out of a total of their claimed $12,000. Dr. Kolb

> > > > accepted mine, and

> > > > > knew full well she would not receive anywhere near the

final

> > > > amount. Which

> > > > > really was a covered amount of $8000 total. Although they

> > agreed

> > > > to cover

> > > > > explant, they have to draw the line at what cost is their

cap

> > out.

> > > > With mine,

> > > > > it was 8000. Also, because Dr. Feng was out of network, I

> > would

> > > > have to come

> > > > > up with the entire amount to go ahead with surgery. If Dr.

> > Feng

> > > > was covered

> > > > > by my insurance, I guarantee that her price is not a flat

rate-

> > > > because when

> > > > > it comes to billing by insurance, insurance always bills

the

> > Or

> > > > facility,

> > > > > and anesthesia based on time only. So, if they go over,

there

> > are

> > > > more

> > > > > charges and fees.

> > > > > Also, , please check into it, but I was quoted with

a

> > > > breast lift at

> > > > > $4,000 (and so was a friend of mine two weeks ago) needed

up

> > > > front with Dr

> > > > > Feng, while it was $3500 with Dr. Kolb, and remember, I

> > received

> > > > back

> > > > > almost 1,000 from Dr. Kolb.. So my lift was only $2500.00.

> > Both of

> > > > their

> > > > > prices are very similar. I don't mean to rehash things, I

just

> > > > thought I

> > > > > should share the prices I have in front of me, and

explain the

> > > > ins thing, so

> > > > > there are no misunderstandings. I am not saying by any

means

> > that

> > > > Dr. Feng

> > > > > was not a wonderful surgeon for you, I just went crazy

when I

> > > > heard someone

> > > > > was quoted $14,000 from Dr. Kolb, because that is not

true. To

> > be

> > > > honest with

> > > > > you, that price suddenly came up about two days after

someone

> > > > asked me what

> > > > > my bill was for a 7 hour surgery. She must have

> > misunderstood.

> > > > And then all

> > > > > this talk got me researching, because I realy always

thought

> > they

> > > > were very

> > > > > similar from the start, there was just a problem with ins

& $$

> > > > with Dr. Feng.

> > > > > So, that is what I found.

> > > > > Dr. Kolb is no more higher, than Dr. Feng, and actually,

I got

> > > > money back on

> > > > > my lift. Hope this helps.

> > > >

> > > >

> > > >

[Guest guest]

Yes..you are so right...and thank you for saying it the way you

did. Dr. Kolb and her patients share a special something, don't

they? It's hard, for me anyway, to not want to tell every woman

wanting to explant, they NEED Dr. Kolb...especially when I know

things about other surgeons..that maybe I shouldn't know...and I

can't really tell. Does that even make sense? It probably

doesn't...but the truth is...Dr. Kolb has been absolutely incredible

and I am so glad I chose her...I almost didn't but with all my

research, decided she was the one. And my FEET were the worst!!!!

I had another bout with it..but they are better now with my meds she

put me back on. I feel for you...it really is bad. Can you believe

this can cause feet and and ankles to hurt this much? It amazes me

still. I will get that book...I know you talked of it before..and

it sounds like just what I need. Thank you!!

> That's what I was trying to say the whole time, in clearing that

up with my

> posts. I knew that self pay was definitly not $13,000 to 14,000

with Dr.

> Kolb, no matter waht anyone was telling me.There was a big

misunderstanding

> with the difference in insurance billing, or patient billing. She

is very

> similiar to all the other doctors prices.If the other docotrs

charged by ins,

> their bills would go up much higher than what they would charge

for patient

> pay. Thank you for clearing that $14,000 nonsense up.

> I am still having joint pain as well in my hands, but also mostly

in my feet

> and ankles. Mostly FEET! It's like the stiffness wants to settle

down there.

> You should realy read that " Rhuematoid Arthritis- The infection

Connection. "

> I know you may not have that, but it talks about the mycoplasms

that often

> cause true arthritis cases like mine and other disease, and

arthritic

> stiffness & symptoms in others. It is very interesting, esp since

we have had

> implants with many yeast/fungal & viral infections. I can finally

understand

> what Dr. Kolb is telling me!

> Also, I know what you are talking about with Dr. Kolb. Once you

have chosen

> her as your doctor, you also have begun a new friendship, she

always calls in

> to check on me, almost every week, and its been over 2 months! I

will never

> forget that.

[Guest guest]

That helps AlOT! Maybe that was Dr. Kolb was telling me we would

try next. Thank you sooooo much!! I am going to talk to her about

it!!

> does Dr Kolb also have you also on the Minocin treatment in

reference

> to Dr. Nickolson & " Dr. Browns Protocal? " Low antibiotic

treatment for

> intercellular mycoplasms? I too had terrible RA symptoms, and once

on the low

> dose meds, I felt 80% better, once off, it got worse like you.

> If that is what you are on, the program is realy amazing! Dr.

Mercola is the

> top leading Doctor in treating this disease in the US, using Dr

Brown's

> Protocal, NST therapy (I go about twice a month) and also

following a high

> veggie/Low grain diet, his treatment plan has a 90% over remission

rate,

> permantly. I will send some info from him on it, if that is what

Dr. Kolb is

> curently doing. It realy isnt that hard to comprehend. Realy, all

it is, is-

> the belief (and proof thru testing), that you have large amounts

of

> infection(s) that you no longer can fight off, that have settled

in your

> synovial joints for protection of being destroyed. These little

infections

> (mycoplasma) eat away and attack at your tissue, and your body

being totally

> overwhelmed, needs help in fighting them off. The program is,

that low doses

> of Minocin, 3 times a week , will help your body in getting to

those

> mycoplasmas out of those areas, and then to destroy them .Too much

> antibiotics, and you will kill the theory. The theory is to take

in small

> amounts , to help along with your body's natural attack. Too much

meds, and

> your body will never learn again how to fight them off. That is

why, once off

> any fungal antibioitc, you start to have relapses. As the entire

infection

> was not rid of, and has now rapidly multiplied to regain

strength. Some

> people need to take this treatment for months, some years, depends

on the

> type of infection, and how bad it is, but they do improve, and

many get off

> all those dangerous steroids, and immnue supressors they are

placed on with

> RA. the program also calls for no sugar!

>

> Dr .Kolb started me on it, and now I will go to Dr. Mercola for

the

> remainder of this treatment. He will test me tomorrow with a live

Cell, to

> see if I have fungal infection with a viral, as Dr. Kolb

requested. And to

> see how much I have improved since explant with all the yeast

overgrowth in

> my blood. So he can determine my amounts needed for treatment. It

is such a

> neat test, you watch your living blood in action on screen., And

when i had

> implants, it was a nasty, sad thing to see. So, I hope it's gotten

better!

> Hope some of that info helps.