Guest guest Posted June 29, 2010 Report Share Posted June 29, 2010 Sara, That was quite well written....they can not have it both ways....Regards, Dolores > When you are getting new insurance. What do you tell them on the application since Chronic Lyme isn't really a valid DX in many medical professionals eyes? I don't want to be cancelled for lying but if I don't lie they are either going to deny us altogether or allow us but not cover my meds for however long they decide. > > I'm on a bunch of different meds for abx, pain, and such so I need those covered-I can't afford to pay for those out of pocket. My LLMD of course doesn't take insurance so they won't have to pay for that. > > Do I list my condition or just my meds? Do I just say I don't know what I have? What do you all do? > > > > ------------------------------------ > > Lyme Disease News continually updated from thousands of sources around the > net: http://www.topix.net/health/lyme-disease > > MedWorm: The latest items on: Lyme Disease > http://tinyurl.com/23dgy8 > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 1, 2010 Report Share Posted July 1, 2010 United Health Care covered my Lyme treatment (LLMD visits,oral meds for 8 months & PICC line procedure and one month of Ceftriaxone & visiting RN for dressing changes). After the one month of IV Ceftriaxone (Rocephin) I received notification that beyond the one month was considered " experimental. " Experimental treatment is not covered under my policy (which is typical). Now they won't pay for my visits or IV meds, supplies or dressing changes. In 18 months I'm off COBRA coverage and have to go on the open market as an individual in Massachusetts. My question is if the denial is based on " experimental " nature of treatment (per IDSA, CDC, NIH opinions) what should I put on the questionnaire for new insurance? I wish I knew a health insurance adviser, I'd pay for help filling out the form. I have a complicated history with some misdiagnoses. Kim Re: [ ] Insurance Sara, That was quite well written....they can not have it both ways....Regards, Dolores > When you are getting new insurance. What do you tell them on the application since Chronic Lyme isn't really a valid DX in many medical professionals eyes? I don't want to be cancelled for lying but if I don't lie they are either going to deny us altogether or allow us but not cover my meds for however long they decide. > > I'm on a bunch of different meds for abx, pain, and such so I need those covered-I can't afford to pay for those out of pocket. My LLMD of course doesn't take insurance so they won't have to pay for that. > > Do I list my condition or just my meds? Do I just say I don't know what I have? What do you all do? > > > > ------------------------------------ > > Lyme Disease News continually updated from thousands of sources around the > net: http://www.topix.net/health/lyme-disease > > MedWorm: The latest items on: Lyme Disease > http://tinyurl.com/23dgy8 > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 1, 2010 Report Share Posted July 1, 2010 Kim, Are you aware that many folks with Chronic Lyme have successfully gotten their disease into remission without antibiotics or costly doctor office visits? (My wife is one such!) Some of the regimens used are Salt/C, CS, Rife and many others. I document a lot of this on my free lyme resource CD. See below if you would like a free copy. Just things to think about! Remember its your body, your health and ultimately you are the one responsible for choosing how it is treated! www.lyme-resource.com You can lead a person to a fact, but you can't make them think! - > Re: [ ] Insurance > > > > > > Sara, > That was quite well written....they can not have it both > ways....Regards, Dolores > > > > > When you are getting new insurance. What do you tell them > on the application since Chronic Lyme isn't really a valid DX > in many medical professionals eyes? I don't want to be > cancelled for lying but if I don't lie they are either going > to deny us altogether or allow us but not cover my meds for > however long they decide. > > > > I'm on a bunch of different meds for abx, pain, and such so > I need those covered-I can't afford to pay for those out of > pocket. My LLMD of course doesn't take insurance so they > won't have to pay for that. > > > > Do I list my condition or just my meds? Do I just say I > don't know what I have? What do you all do? > > > > > > > > ------------------------------------ > > > > Lyme Disease News continually updated from thousands of > sources around > > the > > net: http://www.topix.net/health/lyme-disease > > > > MedWorm: The latest items on: Lyme Disease > > http://tinyurl.com/23dgy8 > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 2, 2010 Report Share Posted July 2, 2010 There is help for insurance denials on the CALDA website, including a letter template. Look under Resources/Insurance. There is also a special insurance issue of the Lyme Times. Look under Lyme Times. Phyllis Mervine CALDA Empowering Patients Through Advocacy, Education & Research www.lymedisease.org -- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 4, 2010 Report Share Posted September 4, 2010 I think that means are you covered under any other policy such as a spouse's group coverage Helen In a message dated 9/4/2010 1:32:50 P.M. Eastern Daylight Time, everystep8@... writes: Hi all,I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: "Is this medication covered under any other group insurance policy!". If you had your insurance cover LDN, please let me know which one. Thank you! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 4, 2010 Report Share Posted September 4, 2010 Why don't you try going to your insurance company's website and check their formulary.You will find out immediately if they cover naltrexone - not low dose naltrexone which I very much doubt they will cover - and how much your copay is.Some people do get their docs to prescribe the 50 mg tabs for them. Then they make it into the liquid LDN many of us use.But I have never heard of LDN being covered by insurance - it's possible though, and I hope you do get an affirmative response or responses.jackieFrom: everystep8 <everystep8@...>Subject: [low dose naltrexone] Insurancelow dose naltrexone Date: Saturday, September 4, 2010, 12:32 PMHi all,I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: "Is this medication covered under any other group insurance policy!". If you had your insurance cover LDN, please let me know which one. Thank you!------------------------------------ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 5, 2010 Report Share Posted September 5, 2010 I live in New York and have Empire Blue Cross medical insurance. I am told by them they will cover the cost of LDN only if I use one of their approved pharmacies. I prefer to use Skip's Pharmacy in Florida and they're not on that list so I pay for it myself, only $25.00 a month. Art My MS/LDN story/1988 - 2010 http://ldn.proboards.com/index.cgi?board=personal & action=display & thread=867 -- > > Hi all, > I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: " Is this medication covered under any other group insurance policy! " . If you had your insurance cover LDN, please let me know which one. Thank you! > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 5, 2010 Report Share Posted September 5, 2010 I also think that the question about LDN being covered by any other insurance policy is asking whether you are covered under more than one policy. That's what it means on our insurance form, anyway. Our insurance, Sunlife, covered LDN. No questions asked. But I'm in Canada. Jaye > > Hi all, > I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: " Is this medication covered under any other group insurance policy! " . If you had your insurance cover LDN, please let me know which one. Thank you! > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 6, 2010 Report Share Posted September 6, 2010 On Sun, 05 Sep 2010 18:35:03 -0400, uxordepp <jprocure@...> wrote:> I also think that the question about LDN being covered by any other > insurance policy is asking whether you are covered under more than one > policy.>> That's what it means on our insurance form, anyway.>> Our insurance, Sunlife, covered LDN. No questions asked. But I'm in > Canada.>> Jaye>> >>>> Hi all,>> I am completing a prescription claim for to send my insurance hoping >> they would cover my LDN. One of the questions is: "Is this medication >> covered under any other group insurance policy!". If you had your >> insurance cover LDN, please let me know which one. Thank you!>>>Blue Cross. But there was a $40 co-pay (presumably because it has to be compounded.) I found it cheaper to simply pay for LDN without going through insurance.n______________________________A funny, touching gift book for cat lovers. Signed copies, free shipping (U.S., reduced elsewhere): Confessions of  a Cataholic: My Life With the 10 Cats Who Caused My Addiction by n Van Til www.wordpowerpublishing.com  Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 6, 2010 Report Share Posted September 6, 2010 As I recall, that question is asked whenever you file a claim. Say NO. > > > > Hi all, > > I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: " Is this medication covered under any other group insurance policy! " . If you had your insurance cover LDN, please let me know which one. Thank you! > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 6, 2010 Report Share Posted September 6, 2010 In many cases both spouses have access to group health insurance where they and their family members are listed as dependents or the insured. All they want to know is if you are listed on additional group coverage that processed a LDN prescription claim for you. Sometimes insurance companies just want to know if you you are covered on another plan...period. My insurance is through Caremark....Irmat Pharmacy processes the claim. I have never been questioned about LDN. The pills are about .66 cents each for a 30 day supply. I also think that the question about LDN being covered by any other insurance policy is asking whether you are covered under more than one policy.That's what it means on our insurance form, anyway.Our insurance, Sunlife, covered LDN. No questions asked. But I'm in Canada.Jaye>> Hi all,> I am completing a prescription claim for to send my insurance hoping they would cover my LDN. One of the questions is: "Is this medication covered under any other group insurance policy!". If you had your insurance cover LDN, please let me know which one. Thank you!> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 28, 2011 Report Share Posted February 28, 2011 I have not dealt with that yet - insurance has been good so far - but I do believe if you go on www.lymedisease.org they have a place explaining how to fight the insurance......even contact them and ask them as I am sure they have dealt with this many times before. Good luck and my prayers are with you - this disease is hard enough and then to top it off having to fight for our meds........it makes me sick!! bless you - Diane ________________________________ From: <ecckwalk@...> Sent: Sun, February 27, 2011 11:15:53 PM Subject: [ ] Insurance  Anyone have any experience getting their insurance to approve an antibiotic(s)? My insurance approved Mepron the first time I took it, maybe a yr ago, but won't approve it this time. They actually want to drop all of my antibiotic coverage for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are less controversial. I've sent in my appeal. I've also sent my story, numerous articles supporting long term treatment, dr's note, etc to our state legislature and attorney general. Has anyone taken this to the next step-- beyond the first appeal? Now I need to find more evidence for treatment of Bab in hopes of getting my Mepron approved. Any advice? thanks, Elaine Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 28, 2011 Report Share Posted February 28, 2011 Due to the fact that they dictate their coverage according to the IDSA standards and the CDC, you should cc them what is happening to you and that it is their fault that you are going without treatment because of their decisions and restrictions and you should blame all of them for your continued illness that could potentially be fatal. They need to allow people to decide with our doctors the best treatment and they should not have the audacity to think they know better. I would demand a legal statement from them that they are refusing your treatment. Even though you'll never get one. There is a chance it might be easier for them to cover it than to admit they are responsible for your illness. Suzanne Sent from my iPhone On Feb 27, 2011, at 11:15 PM, " " <ecckwalk@...> wrote: > Anyone have any experience getting their insurance to approve an antibiotic(s)? My insurance approved Mepron the first time I took it, maybe a yr ago, but won't approve it this time. They actually want to drop all of my antibiotic coverage for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are less controversial. I've sent in my appeal. I've also sent my story, numerous articles supporting long term treatment, dr's note, etc to our state legislature and attorney general. Has anyone taken this to the next step-- beyond the first appeal? Now I need to find more evidence for treatment of Bab in hopes of getting my Mepron approved. Any advice? > thanks, > Elaine > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 28, 2011 Report Share Posted February 28, 2011 Hi I am here in FL and we are having huge issues with Anthem Blue Cross and Blue Shield. They are denying IV meds for lyme disease. My whole family has been denied and there is a mom and her 17 yr old boy who have been denied. was in a wheelchair unable to walk and the ID doc put him in the hospital right away and gave him IV rocephin and he is now able to walk but still needs meds and Anthem BC/BS has denied all meds even the ones the hospital administered. Also his mom got final denials from Anthem BC/BS for herself and the doc at insurance told her neurologist that they both realize that she needs IV meds (lots of brain lesions) and that he will be overruled so a doc at insurance can not give say IV meds are required. So much for independent reviews !!!!   This has got to stop !! Dolores > Anyone have any experience getting their insurance to approve an antibiotic(s)? My insurance approved Mepron the first time I took it, maybe a yr ago, but won't approve it this time. They actually want to drop all of my antibiotic coverage for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are less controversial. I've sent in my appeal. I've also sent my story, numerous articles supporting long term treatment, dr's note, etc to our state legislature and attorney general. Has anyone taken this to the next step-- beyond the first appeal? Now I need to find more evidence for treatment of Bab in hopes of getting my Mepron approved. Any advice? > thanks, > Elaine > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 28, 2011 Report Share Posted February 28, 2011 Suzanne, I like the idea of sending the cc to the CDC. Do you mean demand a statement from the CDC stating they are denying treatment or from my insurance? The CDC and IDSA do make statements on their websites (which I copied and included in my appeal) that treatment should be determined by the treating physician but then it seems the insurance only focuses on the IDSA's length of treatment. So, ultimatley, this problem is shared w/ the insurance agency. THEY are trying to be the ones to determine treatment. Nothing new though-- we all know this! thanks, Elaine  Due to the fact that they dictate their coverage according to the IDSA standards and the CDC, you should cc them what is happening to you and that it is their fault that you are going without treatment because of their decisions and restrictions and you should blame all of them for your continued illness that could potentially be fatal. They need to allow people to decide with our doctors the best treatment and they should not have the audacity to think they know better. I would demand a legal statement from them that they are refusing your treatment. Even though you'll never get one. There is a chance it might be easier for them to cover it than to admit they are responsible for your illness. Suzanne Sent from my iPhone On Feb 27, 2011, at 11:15 PM, " " <ecckwalk@...> wrote: > Anyone have any experience getting their insurance to approve an antibiotic(s)? >My insurance approved Mepron the first time I took it, maybe a yr ago, but won't >approve it this time. They actually want to drop all of my antibiotic coverage >for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are >less controversial. I've sent in my appeal. I've also sent my story, numerous >articles supporting long term treatment, dr's note, etc to our state legislature >and attorney general. Has anyone taken this to the next step-- beyond the first >appeal? Now I need to find more evidence for treatment of Bab in hopes of >getting my Mepron approved. Any advice? > thanks, > Elaine > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 28, 2011 Report Share Posted February 28, 2011 Thank you, Diane. Yes, that site has been helpful but I'm not expecting anything. Elaine ________________________________ From: Diane Biel <dkbmama@...> Sent: Mon, February 28, 2011 5:01:15 AM Subject: Re: [ ] Insurance  I have not dealt with that yet - insurance has been good so far - but I do believe if you go on www.lymedisease.org they have a place explaining how to fight the insurance......even contact them and ask them as I am sure they have dealt with this many times before. Good luck and my prayers are with you - this disease is hard enough and then to top it off having to fight for our meds........it makes me sick!! bless you - Diane ________________________________ From: <ecckwalk@...> Sent: Sun, February 27, 2011 11:15:53 PM Subject: [ ] Insurance  Anyone have any experience getting their insurance to approve an antibiotic(s)? My insurance approved Mepron the first time I took it, maybe a yr ago, but won't approve it this time. They actually want to drop all of my antibiotic coverage for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are less controversial. I've sent in my appeal. I've also sent my story, numerous articles supporting long term treatment, dr's note, etc to our state legislature and attorney general. Has anyone taken this to the next step-- beyond the first appeal? Now I need to find more evidence for treatment of Bab in hopes of getting my Mepron approved. Any advice? thanks, Elaine Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 1, 2011 Report Share Posted March 1, 2011 I meant demand statement from insurance co. The CDC won't even listen to you. I've had an insurance company tell me once how long it was going To take for my back injury to heal over the phone. Lol. I asked her when she received her Phd and how she determined that sight unseen. She quit talking after that. Suzanne Sent from my iPhone On Feb 28, 2011, at 10:16 AM, <ecckwalk@...> wrote: > Suzanne, > I like the idea of sending the cc to the CDC. Do you mean demand a statement > from the CDC stating they are denying treatment or from my insurance? The CDC > and IDSA do make statements on their websites (which I copied and included in my > appeal) that treatment should be determined by the treating physician but then > it seems the insurance only focuses on the IDSA's length of treatment. So, > ultimatley, this problem is shared w/ the insurance agency. THEY are trying to > be the ones to determine treatment. Nothing new though-- we all know this! > thanks, Elaine > > > Due to the fact that they dictate their coverage according to the IDSA standards > and the CDC, you should cc them what is happening to you and that it is their > fault that you are going without treatment because of their decisions and > restrictions and you should blame all of them for your continued illness that > could potentially be fatal. > > They need to allow people to decide with our doctors the best treatment and they > should not have the audacity to think they know better. I would demand a legal > statement from them that they are refusing your treatment. Even though you'll > never get one. > > There is a chance it might be easier for them to cover it than to admit they are > responsible for your illness. > > Suzanne > > Sent from my iPhone > > On Feb 27, 2011, at 11:15 PM, " " <ecckwalk@...> wrote: > > > Anyone have any experience getting their insurance to approve an antibiotic(s)? > >My insurance approved Mepron the first time I took it, maybe a yr ago, but won't > >approve it this time. They actually want to drop all of my antibiotic coverage > >for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are > >less controversial. I've sent in my appeal. I've also sent my story, numerous > >articles supporting long term treatment, dr's note, etc to our state legislature > >and attorney general. Has anyone taken this to the next step-- beyond the first > >appeal? Now I need to find more evidence for treatment of Bab in hopes of > >getting my Mepron approved. Any advice? > > thanks, > > Elaine > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 1, 2011 Report Share Posted March 1, 2011 The insurance denial road is a long one. I am the person that Dolores mentioned in her post. Anthem could care less how sick my son and I are. I have sent peer to peer lit to them at thier request.The appeal for the denial was never replied to.The claim " we have no record of any appeal being recorded by you " . It isnt the customer service dept,its the nurse manager review people. Oh and the dr's they have on staff to review the claims..always always get names! Get the nurse,her sup and any dr they say who reviewed your claim. If anyone is lucky enough to live in a state that has legislation,remind the insurance company of that. If there is legislation,contact your state attorney general and file a complaint right away. All the insurance companies are doing is adding insult to injury. What Dolores said is true.the outside review dr said " even if I say she needs the IV antibiotics they will be denied " . Now the bacteria is in my heart and I have more brain lesions. SO much for being cured after 28 days of therapy huh? Y > > > Anyone have any experience getting their insurance to approve an antibiotic(s)? My insurance approved Mepron the first time I took it, maybe a yr ago, but won't approve it this time. They actually want to drop all of my antibiotic coverage for Bab, Bart and Lyme. I'm surprised about the Bart and Bab because they are less controversial. I've sent in my appeal. I've also sent my story, numerous articles supporting long term treatment, dr's note, etc to our state legislature and attorney general. Has anyone taken this to the next step-- beyond the first appeal? Now I need to find more evidence for treatment of Bab in hopes of getting my Mepron approved. Any advice? > > thanks, > > Elaine > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 24, 2011 Report Share Posted March 24, 2011 Can anyone give me the name of their insurance group if they will cover treatment for Lyme, Babesia and/or Bartonella? Mine is denying all three but a few people have told me theirs will cover. Maybe you should email me privately w/ the names. ecckwalk@... thanks, Elaine Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 26, 2011 Report Share Posted March 26, 2011 i have anthem blue cross but i am in california and i get it through the Major Risk Medical Insurance Program (MRMIP) which anyone who has been denied insurance can apply for. they have covered ALL my oral abx for the last two years in addition to all my tests (MRI,CAT, bloodwork, lots of neurological testing etc.) i guess they have to since it is this program. On Fri, Mar 25, 2011 at 3:56 AM, Dolores Claesson <dclaesson@...>wrote: > > > I think this is a great idea....we should know which insurance companies > that treat and which ones do not....Meritain Health which has PHCS network > or Private Health Care Systems told us to check into lyme and they were > paying for treatment. Our insurance was switched to Anthem Blue Cross and > Blue Shield and they denied all treatment. This is the worst insurance > company and they have a policy to not pay for treatment. One of the docs > there told a friend's neurologist that even if he says the person needs IV > meds they will override him and still not pay. Regards, Dolores > > > > > > > > > > Can anyone give me the name of their insurance group if they will cover > > treatment for Lyme, Babesia and/or Bartonella? Mine is denying all three > but > > a few people have told me theirs will cover. Maybe you should email me > > privately w/ the names. ecckwalk@... > > thanks, > > Elaine > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2011 Report Share Posted March 27, 2011 I received 100%......I did not need to get prier authorization but did contact them anyways. When I did summit to my insurance company I did also write a letter stating that they should consider this in-network due to not having any specialty labs in-network .... exactly how it was stated by - I was happily shocked....kind of give me power to any doctor that might say that this lab is inaccurate and should not be trusted and we need to use their labs.....not as my insurance company paid. Sorry - if this isn't making much sense as my brain isn't connecting today or yesterday......orrr....... Diane ________________________________ From: Guillen <lovingmama@...> <Lyme Treatment > Sent: Sun, March 27, 2011 4:28:14 AM Subject: RE: [ ] Insurance We have Anthem Blue Cross Blue Shield PPO. We (me and my 7 year old daughter) were only diagnosed in October, 2010, so we are still only doing oral abx. and only treating for Lyme as far as we know. I think it also has to do with your " prescription insurance " which is sometimes a different company. I think our prescription ins. is Caremark. After paying for my IGenex tests, the insurance rep. I spoke with to get the instructions for submitting for reimbursement mentioned that " too bad I didn't get prior authorization for IGenex to be considered an in-network lab " since it is one of the few that specializes in tick borne illnesses, and there were no labs specific to meet our needs in the network. I hung up and did exactly that before we did my daughters testing. They paid 70% (minus co-insurance and deductible) for mine. For my daughters testing, they paid out at 100%, of course, it was minus co-insurance which is is different than co-payment, the total was about $1,100, and we got back something like $850.00. Of course they never got my first fax, I had to resubmit, then they processed as out of network, I called and reminded them that I had received authorization for it to be considered in network and that I had included a copy of that letter as well with my request. The initial claim took 30 days before we got a check, when I called to tell them they had processed incorrectly as out of network, instead of " in-network " - we got a second check with the difference in less than a week from my phone call. . From: dclaesson@... Date: Fri, 25 Mar 2011 03:56:21 -0700 Subject: Re: [ ] Insurance             I think this is a great idea....we should know which insurance companies that treat and which ones do not....Meritain Health which has PHCS network or Private Health Care Systems told us to check into lyme and they were paying for treatment. Our insurance was switched to Anthem Blue Cross and Blue Shield and they denied all treatment. This is the worst insurance company and they have a policy to not pay for treatment. One of the docs there told a friend's neurologist that even if he says the person needs IV meds they will override him and still not pay. Regards, Dolores > > > Can anyone give me the name of their insurance group if they will cover > treatment for Lyme, Babesia and/or Bartonella? Mine is denying all three but > a few people have told me theirs will cover. Maybe you should email me > privately w/ the names. ecckwalk@... > thanks, > Elaine > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 8, 2011 Report Share Posted April 8, 2011 Hi Irma, Bee lives in Canada where there is universal medical coverage, so I don't imagine she would know about insurance companies in the States. Perhaps some of your fellow American members can give you a hand with the better insurance companies. Good luck! > > Hi Bee, > I was thinking that maybe I should get some type of insurance for myself and my daughter. I know I'm healing at the moment and I don't think I'll ever go back to Drs. But I still think it would be wise to carry insurance.Especially now that I have a tooth ache I wish I would've had dental insurance. So I decided I need to get it for emergency God forbid but sometimes they just happen and I want to be prepared. Do you have any suggestion on some insurance companies that I can look into. That would be very helpful.Thank you Bee. > > Irma P > Quote Link to comment Share on other sites More sharing options...
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