Guest guest Posted March 22, 2000 Report Share Posted March 22, 2000 Rose, It was long term disability insurance through my company. I don't have anything in writing about the time, just was told over the phone by the rep that I could be out on this dx for 2 years. Maybe if I am dx'd with something new, I can stay out and get the payments longer, I need to clairfy that. But they are going through a merger and I can't reach anyone except via snail mail right now. So I'll have to write a letter. Thanks Vicki, MdFrom: " J. 'Rose' Rose " <therosewriter@...> Hi Vicki,I'm confused on the employer disability running out. Did you purchase long-term disability insurance with your health benefits policy, or do you only have the 6-month short-term policy provided by your employer? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 23, 2000 Report Share Posted March 23, 2000 Hi Pepi, I sure understand how you feel.. The hardest is when we have to alter our lifestyle because of this darn disease.. When I had to quit my job and suddenly lived in poverty, it was very hard..Harder was the isolation afterwards, because I have been struggling to work and attending grad school while being sick and spending all free time staying in bed, feeling like a zombie.. So when I finally decided.. I cannot do it any more, it was a relief not to push myself to work while being so sick. And lost because I was a career woman.. my identity revolved around my job. Our minds are amazing.. given time, we will adapt.. it s the time after quitting that is the hardest.. My roommate helped a lot by being there for me.. I took counseling to accept the limitations of my body.. Gradually I started to feel not too demoralized.. Admittedly, being accepted by SSA for disability coverage helps.. Keep well written records of your disability and fill out the SSDI application thoroughly. A lot depends on the actions of your doctor.. How well the doctor document the form can really make a big difference between you being accepted or not.. On the activity level sheet, I filled out what my activity level would be like on the worst day (since I have real bad days and never knew what they strike again). I found what really helps me through the difficult time is hope.. hope that I will get better.. hope that they will find meds that will cure me, etc .. etc.. And I scaled down my lifestyle accordingly so I won't get setbacks.. I thought I will never be able to camp.. Since I got the antibiotics, I could camp, but it s a laid back camping trip.. I just do little things at a time.. like house project.. it just takes me longer to fix things.. It can take me one or two months to finish painting a room.. maybe fifteen mins at a time or an hour, depending how I feel, then a long break.. It can be very slow, but at least I am doing something I want to do and when it is done, there is a feeling of accomplishment.. It helps if you can do things just a little at a time. like fifteen mins at a time.. or even five minutes or even one minute.. on a very small project. So you will feel at least there is something you can do.. that is a morale booster.. It is a very big adjustment.. It is not easy.. but with time, we can adapt.. and thank goodness for our online friends !!! good luck.. hugs, elizabeth Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 23, 2000 Report Share Posted March 23, 2000 Hi Pepi, I know exactly how you feel now about the money aspect of your marriage, I always worked too and brought in some of our money, so I was really upset when I was not contributing. My husband like yours said don't worry about it, but every time we had to cash in his savings bonds for something, I felt sick to my stomach. I finally got approved by my Long term disability company after they sent me to their doctors for approval, then SSDI was approved, now I am contributing again and I feel like I am finally pulling my weight and can buy things I want. As for the pain meds, I too put off taking them myself early in my dx, and then when I finally asked for them, I regretted not asking for them sooner, they really helped me to function better, now my pain has progressed and I need stronger and stronger meds to function, you do what you think is best, sometimes it is best to tough it out, sometimes it isn't. Hugs, Marta >From: " Pepi " <rod@...> > >Howdy Ya'll. In 7-99 when I got my LD diagnosis my Dxing Dr put me on 3 >months short term Diss, then got my LLMD and he put me on 4 then 5 now I am >waiting on my long term to approve me, I have gone 2 months now with no >income of my own. I feel horrible and like a failure to be on this, I KNOW >this is not true and hubby backs me up but (as with everyone else here I am >sure! ) I was never one to call in sick or not have a job, been working >since 13. And this is just from my 9-5 job, I also had training and lesson >money coming in. I cant even conceive of the idea of not going back to work, >but I have been holding the idea of it in the back of my mind for a while >now. I have pretty much resigned myself to the fact I will never Train >Horses again. If I cant go back, I know that SSDI will most likely not >accept me, my problem is I just tough through everything. I am only on >antibiotics with occasional NSAIDS I will not take pain meds, dont ask me >why not I dont really know myself! anyway enough babbling!!!! Ya'll have >a great day! Pepi Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 23, 2000 Report Share Posted March 23, 2000 ..Yes I agree! i do not know how I would have gotten throught the last few months if I hadnt found Ya'll! > Pepi ... > and thank goodness for our online friends !!! good luck.. > > hugs, > > elizabeth > Quote Link to comment Share on other sites More sharing options...
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