Re: SSI and SSDI...these are two different programs!!!! Please read!!

[Guest guest]

I understand that the other programs go off of income. With my

husband working I do not qualify fior these, that is why I was

explaining how I cannot get help through Social Security under my

own benefits. At this time we are in the process of seeing if I can

claim under his, but then again we don't want to use his benefits

unless we have to. One point I was trying to make is that I feel I

am being penalized because I furthered my education before I went to

work.

Kenajean

>

>

> Just because you went to college does not mean you do not qualify

for

> disability. There are TWO DIFFERENT Social Security

programs..many keep trying to

> make them into one.

>

> The first one is SSDI-social security disability...this is the one

were if

> you have worked a minimum of so many quarters you qualify for

money as well as

> medicare.

>

> The second program is SSI- supplimental security income...this is

given to

> anyone that applies and qualifies. In most states it comes with

medicaid.

> This program is based on total family income and is purely income

driven. This

> was designed as a catch net for those that did not work but were

disabled.

> It also pays the lessor amount of benefits.

>

> I know for a fact that my now 18 yo daughter has been in SSI off

and on

> since birth due to genetic problem that has left her disabled.

She has NEVER

> worked. In order for her to qualify our family income has to fit

within certain

> guidelines and she has to have a qualifying diagnosis.

>

> Please get your facts before you deny yourself a program that may

help you.

> Now keep in mind the process for certain diagnosises can take

years to get

> approval. You may require a lawyer for approval after the first

denial. It

> is not uncommon to get denied the first them. Do not give up.

>

> Please check out _www.ssa.gov_ (http://www.ssa.gov/) for more info

>

> Toni in Texas

>

>

> In a message dated 9/24/2005 9:10:01 AM Central Daylight Time,

> Rheumatoid Arthritis writes:

>

> Date: Sat, 24 Sep 2005 02:52:58 -0000

> From: " kenajean " <kenajean@y...>

> Subject: Re: New to RA

>

> Thank You for your kind words. It is nice to find a community

who

> understands. I was a little under the weather when I wrote my

last

> message. Also I am on Methotrexate Humira and more often then

not

> Prednisone. All of which are not bringing much relief anymore.

As

> for as my comments on college and disability, let me explain. In

> order to claim SSI Disability, you have to have so many points

> according to SSI. You earnm these points by working and how much

> you pay into SSI. Because I went to college and not to work, I

do

> no have enough points to claim disability. So at times I feel

like

> I am being punished because I did what society says I should do

> after high school and went to college. Again thank you for your

> kind words and hope I explained things a little better.

>

>

> Kenajean