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Medicare my only ins...soon!

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I am going through a divorce, I've had Medicare, with Tricare (military

medical benefits), so basically everything I need is covered, no

exclusions, RX, surgery, any doctors I want to see- with a small annual

deductible. My health is very unstable due to multiple debilitating

illnesses-JRA, Iritis, Uveitis, Glaucoma, Sleep Apnea, High BP, many

joint replacements... My husband has filed for a divorce, so I will

soon have Medicare only. I am trying to understand what that will mean

for me...can anyone help me, even my attorney seems a bit confused and

asked me to research this. Can anyone clarify this for me? How does it

work, when you only have Medicare? What out of pocket costs will I

have? Can I expect any changes in my medical care? What have others in

similar situations done to not have to file medical bankruptcy?

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I haven't been there but I think you should contact the Social Security Administration for your answers. Make sure you record the time of the contact and who you talked to. You might get a number for the person (perhaps a badge or employee number) rather than a name but get something to identify the person. You might get different answers from different people so make several calls as though each was your first call. I think Social Security waives all charges for people with low income but you will have to ask to find out what the limits are. You should be able to find a toll-free number for Social Security somewhere in the phone book under United States Government offices. You could also dig some information from their web site but I think the calls would be more informative. God bless.

----- Original Message -----

From: Lyn

Rheumatoid Arthritis

Sent: Sunday, September 04, 2005 3:16 PM

Subject: Medicare my only ins...soon!

I am going through a divorce, I've had Medicare, with Tricare (military medical benefits), so basically everything I need is covered, no exclusions, RX, surgery, any doctors I want to see- with a small annual deductible. My health is very unstable due to multiple debilitating illnesses-JRA, Iritis, Uveitis, Glaucoma, Sleep Apnea, High BP, many joint replacements... My husband has filed for a divorce, so I will soon have Medicare only. I am trying to understand what that will mean for me...can anyone help me, even my attorney seems a bit confused and asked me to research this. Can anyone clarify this for me? How does it work, when you only have Medicare? What out of pocket costs will I have? Can I expect any changes in my medical care? What have others in similar situations done to not have to file medical bankruptcy?

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I am on medicare and mdeicade medicare will pay 80% of your med

bills you have a small deductable if you can get on medicade you

will be out nothing if your doctors that both my RA doctor doesn't

take medacide so I pay out of pocket for him but I like him and he

is good their maybe a few other thing you will have to pay for

because medicare doesn't pay for it but you don't run into it very

often I hope this helps a little

Sherrie

--- In Rheumatoid Arthritis , " Lyn " <LynetteLyn@a...>

wrote:

> I am going through a divorce, I've had Medicare, with Tricare

(military

> medical benefits), so basically everything I need is covered, no

> exclusions, RX, surgery, any doctors I want to see- with a small

annual

> deductible. My health is very unstable due to multiple

debilitating

> illnesses-JRA, Iritis, Uveitis, Glaucoma, Sleep Apnea, High BP,

many

> joint replacements... My husband has filed for a divorce, so I

will

> soon have Medicare only. I am trying to understand what that will

mean

> for me...can anyone help me, even my attorney seems a bit confused

and

> asked me to research this. Can anyone clarify this for me? How

does it

> work, when you only have Medicare? What out of pocket costs will I

> have? Can I expect any changes in my medical care? What have

others in

> similar situations done to not have to file medical bankruptcy?

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