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Best insurance out there?

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Does anyone have any recommendations for insurance companies that are the best

for coverage of things that we are all dealing with? DAN! testing and stuff.

My husband works for an insurance company that handles our medical insurance and

they are AWEFUL. Every single thing we want done for our sons is questioned,

even well visits! For example, our DAN! sent us lab work recently for pulling

titers, and things like a transferrin, carnitine, etc and for doing an updated

CBC, vit D and complete metabolic panel, since some things were out of range

last time. He put about EIGHT diagnostic codes on the lab work and they are

STILL questioning why he is doing the blood work, they want doctor's notes for

everything. What the heck is the point of diagnosis codes then? Then we run

into problems with them telling us things are going to be covered, just to have

them deny us. When we are denied, we put in for a re-evaluation of the

situation and even those are denied. I am at my wits end. We pay for

EVERYTHING for two kids, what is the point of insurance? I am really

considering paying for it ourselves and going with a different insurance

company, IF there are any that are recommended for covering things more

consistently.

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