Re: Moving and homes - Gloria

[Guest guest]

Gloria,I am truly tired of this. I have had to deal with this moving fear being held over my head for way too many years now.   This all started after I finished treatment and my disability stopped paying out but I was still too sick to work.  We wound up losing our house, sold it to an investor with the intentions of buying it back within a year.  We paid a years rent in advance with the proceeds of the sale and even though he was paid in full in advance he kept threatening to sell the house..  we moved.  Next house was the one we just moved from.  That one was owned by a church.  They got a new pastor and we had 45 days notice to find a new place and move.  We had the hardest time finding a place.  Everything that was for rent was facing foreclosure.  The house we had signed a lease on fell thru 4 days before we were supposed to move.  In comes a so called friend from my past.  This girl and I have known each other since we were 3 years old.  She had this house, had bought it for her dad and he moved to a retirement home.  The house was sitting empty for months.  She had it for sale for 5 months with no offers.  She was asking way too much.  We agreed to rent from her.  We signed a one year lease and spent way too much money moving.  If I'd have known she was only going to rent it for a year I'd have never have moved in.  Initially we spoke of buying the place from her.  Still something I'd want to do.  For the past few months, every month, she has threatened to put the house on the market for no apparent reason.  The stress she is dishing out is making me sick.  I can't deal with stress anymore.  She is going to have a hard time selling this place and as far as I am concerned, the friendship is over.  I don't like it when people try to strong arm other people.  She's making me crazy.  I don't want to move but I will.  At least we have more than 45 days this time.

Hugs,TeriOn Sun, Jan 16, 2011 at 12:11 AM, Gloria <gadamscan@...> wrote:

 

TeriI'm sorry to hear that.  You eluded to something earlier in the week and I kind of thought it could be that.  Geez, sometimes it would just be nice to catch a break, hey??  The one thing that I hold very dear is the fact that I was smart enough to buy this RV.  It's a roof over my head, just big enough for one person, the cat and the dog.  It's totally paid for and no one can take it away.

I turned the finances over to the husband when I separated from him and look what I got for it.  He didn't pay 5 of the 6 mortgage payments!!!  Now the fella that we had a contract with (kinda like a rent to own) is being extremely unreasonable about the whole thing.  He just doesn't seem

to understand that it had nothing to do with me!!  I didn't know a thing about it.  If I were to pay him $20,000 that is still over $2,000 more than we owed him.  Nope - he wants $30,000 for all of his trouble.  Well, my contractor is more than willing to put a builders lien on the place for all the renovations he did.  After all, those renovations doubled the place's worth.  Also, the contractor did that just for me and not for anyone else and we sure didn't have any money to pay him.  I just have to do his bookkeeping for the rest of his or mines life. I have half a mind to take a chain saw to it.  Wonder how much someone would like to buy it for if the huge additional room was hacked up and I took down the wall closest to the jaquizzi tub he put in (the contractor).  Ya - I'm seeing a lawyer, probably on Monday.  He's the contractor's lawyer to boot.

GloriaReply to sender |

Reply to group |

Reply via web post |

Start a New Topic

Messages in this topic

(4)

Recent Activity:

New Members

9

New Links

50

Visit Your Group

[Guest guest]

Hi Teri and Gloria,

As Don explained about his child support situation, there are two sides to every

story.

I bought some small places with the proceeds of the sale of a place in Calif and

some low interest long term credit card loans. I m carrying the loan(for the

people buying them) on three of them and a second on the Calif place. ONE of

the places has not missed a payment. The girl with the second has not missed a

payment even tho the value of the house has dropped, but is often late. On one

other, the guy lost his job and is trying to catch up--little by little. I am

going to have to foreclose on the other--although both the couple have new cars.

He will not call or answer my calls. We will both lose money. I even gave my

daughter all the equity(about $45,000) in a house I was buying and sold it to

her for the amount of the loan (she got a new loan in her name) because I could

not trust her to pay me on time. Sure could use that money now, but I did what I

did.

I, frankly, hate to foreclose, but I did not agree to GIVE them a place to live.

I have to pay the credit cards monthly that I used to finance the places. If I

am late ONE TIME they will jump my interest rate to 30%. I will have to pay the

taxes for last year and an attorney---and I DON'T have the money and will have

to borrow it. I have spent every morning this last week looking to see how I can

get the money together and keep the credit cards paid on time. It is incredibly

stressful!!!

Teri, Have you looked for a loan so you can buy the place at the end of the

lease?? Do you have a WRITTEN agreement about buying the place and the price??

In real estate, verbal agreements are not binding or enforceable. Really

doesn't sound as if she is much of a friend, but maybe she is just saying--if

you don't purchase the place at the end of the lease, then I will have to sell

it.

Gloria, to be honest, I would certainly foreclose on a place that had only been

paid once in six months. Maybe your contract has a way to pay the back

payments. Here, I would have to give notice of amount owed and any late charges

and give them an amount of time (like 30 days) to pay before I can foreclose.

Have no idea how it works there. See the attorney and see what you can do.

Money is a bitch. In these times many are having a difficult time--so am I. It

is truly no fun waiting each month to see who will pay and when. So far this

month ONE has paid in full and one in part. The payments are due on the first.

And the payments are not high--each around $400.My credit card payments are

about $1000, so there is not much left over --even when ALL pay.

Hope things work out for you both--and me too.

SuziQ

>

> >

> >

> > Teri

> >

> > I'm sorry to hear that. You eluded to something earlier in the week and I

> > kind of thought it could be that. Geez, sometimes it would just be nice to

> > catch a break, hey?? The one thing that I hold very dear is the fact that I

> > was smart enough to buy this RV. It's a roof over my head, just big enough

> > for one person, the cat and the dog. It's totally paid for and no one can

> > take it away.

> >

> > I turned the finances over to the husband when I separated from him and

> > look what I got for it. He didn't pay 5 of the 6 mortgage payments!!! Now

> > the fella that we had a contract with (kinda like a rent to own) is being

> > extremely unreasonable about the whole thing. He just doesn't seem to

> > understand that it had nothing to do with me!! I didn't know a thing about

> > it. If I were to pay him $20,000 that is still over $2,000 more than we

> > owed him. Nope - he wants $30,000 for all of his trouble. Well, my

> > contractor is more than willing to put a builders lien on the place for all

> > the renovations he did. After all, those renovations doubled the place's

> > worth. Also, the contractor did that just for me and not for anyone else

> > and we sure didn't have any money to pay him. I just have to do his

> > bookkeeping for the rest of his or mines life. I have half a mind to take a

> > chain saw to it. Wonder how much someone would like to buy it for if the

> > huge additional room was hacked up and I took down the wall closest to the

> > jaquizzi tub he put in (the contractor). Ya - I'm seeing a lawyer, probably

> > on Monday. He's the contractor's lawyer to boot.

> >

> > Gloria

> > Reply to

sender<gadamscan@...?subject=Re%3A%20%5B %5D%20thank%20you%20and%2\

0sorry>| Reply

> > to

group< ?subject=Re%3A%20%5B %5D%20th\

ank%20you%20and%20sorry>| Reply

> > via web

post< /post;_ylc=X3oDMTJxMThrMGNnBF9\

TAzk3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BG1zZ0lkAzM2OTQ5BHNlYwN\

mdHIEc2xrA3JwbHkEc3RpbWUDMTI5NTE1ODMwNA--?act=reply & messageNum=36949>| Start

> > a New

Topic< /post;_ylc=X3oDMTJlYnZmYzVhBF\

9TAzk3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BHNlYwNmdHIEc2xrA250cG\

MEc3RpbWUDMTI5NTE1ODMwNA-->

> > Messages in this

topic< /message/36939;_ylc=X3oDMTM2c\

Wo0MXY3BF9TAzk3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BG1zZ0lkAzM2O\

TQ5BHNlYwNmdHIEc2xrA3Z0cGMEc3RpbWUDMTI5NTE1ODMwNAR0cGNJZAMzNjkzOQ-->(

> > 4)

> > Recent Activity:

> >

> > - New

Members< /members;_ylc=X3oDMTJmOXNqb\

Th2BF9TAzk3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BHNlYwN2dGwEc2xrA\

3ZtYnJzBHN0aW1lAzEyOTUxNTgzMDM-?o=6>

> > 9

> > - New

Links< /links;_ylc=X3oDMTJncXY0dWtxB\

F9TAzk3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BHNlYwN2dGwEc2xrA3Zsa\

W5rcwRzdGltZQMxMjk1MTU4MzAz>

> > 50

> >

> > Visit Your

Group< ;_ylc=X3oDMTJlOTcyMTl2BF9TAzk\

3MzU5NzE0BGdycElkAzI0MzY3MzIEZ3Jwc3BJZAMxNzA1MDYxNjk4BHNlYwN2dGwEc2xrA3ZnaHAEc3R\

pbWUDMTI5NTE1ODMwMw-->

> >

[Guest guest]

TeriYou gotta know that I sure do understand!! I feel like I've been moving for the last 7 months. Hell, I have been - what about that.None of us planned to end up like this and even worse, is the economy down there. It's hit your housing market seriously. However, even here there is the "no" job scare. Now the stress thing! Yup, I can't take it anymore. Last Monday, I went to my Dr's office to ask for a repeat on my Wellbutrin. Not only was she very ready to do that; but, she increased the dose. Now I can almost time how long they will keep me on an even keel (7 hrs). So, I decided to take both my morning and my night dose of Celexa, sometime in

the afternoon. Thus far, I haven't lost it on anyone, nor have I been all teary. I absolutely hate it when I cry in public and it gives me a headache to boot.You know, the owner of the mobile we were "renting to own" is being a jerk as well. It wasn't me that didn't pay the mortgage; but, the guy that didn't pay it, is out of touch now. So, I'm supposed to wear it. I've got buyers already to go; but, I've become actually afraid of the owner now. Thus, we either speak through a mediator or perhaps I'll have to get a Lawyer to draft up a letter.Sure, I really needed this extra load on me. Then, add to that, I have to move EVERYTHING out of the mobile real soon. The husband's tools are a frightening thought to begin with!!! He's got so much and I really don't know what everything is. Then, the step-son is trying to imply that the actual

welder on the truck is in his name. So, I'll have to go back and find proof that he only had his name on the Lease and that's been paid off for about 3 years now. Literally, there is no papers that actually say who the registered owner is. But, if he wants to pull something on me about it, I really don't care anymore!!! I'll do just about anything, just so that I never have to deal with that family again. Especially those adult babies he had. Hell, they're back to not speaking to each other and I think that the last time they did this was close to 10 yrs. Who cares???Gloria

Gloria,I am truly tired of this. I have had to deal with this moving fear being held over my head for way too many years now. This all started after I finished treatment and my disability stopped paying out but I was still too sick to work. We wound up losing our house, sold it to an investor with the intentions of buying it back within a year. We paid a years rent in advance with the proceeds of the sale and even though he was paid in full in advance he kept threatening to sell the house.. we moved. Next house was the one we just moved from. That one was owned by a church. They got a new pastor and we had 45 days notice to find a new place and move. We had the hardest time finding a place. Everything that was for rent was facing foreclosure. The house we had signed a lease on fell thru 4 days before we were supposed to move. In comes a so called friend from my past.

This girl and I have known each other since we were 3 years old. She had this house, had bought it for her dad and he moved to a retirement home. The house was sitting empty for months. She had it for sale for 5 months with no offers. She was asking way too much. We agreed to rent from her. We signed a one year lease and spent way too much money moving. If I'd have known she was only going to rent it for a year I'd have never have moved in. Initially we spoke of buying the place from her. Still something I'd want to do. For the past few months, every month, she has threatened to put the house on the market for no apparent reason. The stress she is dishing out is making me sick. I can't deal with stress anymore. She is going to have a hard time selling this place and as far as I am concerned, the friendship is over. I don't like it when people try to strong arm

other people. She's making me crazy. I don't want to move but I will. At least we have more than 45 days this time.

Hugs,TeriOn Sun, Jan 16, 2011 at 12:11 AM, Gloria <gadamscan@...> wrote:

TeriI'm sorry to hear that. You eluded to something earlier in the week and I kind of thought it could be that. Geez, sometimes it would just be nice to catch a break, hey?? The one thing that I hold very dear is the fact that I was smart enough to buy this RV. It's a roof over my head, just big enough for one person, the cat and the dog. It's totally paid for and no one can take it away.

I turned the finances over to the husband when I separated from him and look what I got for it. He didn't pay 5 of the 6 mortgage payments!!! Now the fella that we had a contract with (kinda like a rent to own) is being extremely unreasonable about the whole thing. He just doesn't seem

to understand that it had nothing to do with me!! I didn't know a thing about it. If I were to pay him $20,000 that is still over $2,000 more than we owed him. Nope - he wants $30,000 for all of his trouble. Well, my contractor is more than willing to put a builders lien on the place for all the renovations he did. After all, those renovations doubled the place's worth. Also, the contractor did that just for me and not for anyone else and we sure didn't have any money to pay him. I just have to do his bookkeeping for the rest of his or mines life. I have half a mind to take a chain saw to it. Wonder how much someone would like to buy it for if the huge additional room was hacked up and I took down the wall closest to the jaquizzi tub he put in (the contractor). Ya - I'm seeing a lawyer, probably on Monday. He's the contractor's lawyer to boot.

GloriaReply to sender |

Reply to group |

Reply via web post |

Start a New Topic

Messages in this topic

(4)

Recent Activity:

New Members

9

New Links

50

Visit Your Group